Sep 19, 2013

High Risk Merchant Accounts without a “Reserve”

A merchant servicer has many ways of protecting themselves. They can charge a higher interest rate, or have the customer pay into a reserve account. With a high risk account, they need to be a little more progressive, as most of our everyday businesses are in the high risk range. The merchant servicers need to protect themselves, without going overboard...

Aug 22, 2013

What to look for when applying for a high risk merchant account

A high risk merchant account compiles a list longer than most people would think. This list makes finding a merchant account a little daunting. Not what you think The high risk market involves more businesses than most consider. It covers the escort services, the gambling online and adult merchants. But it also covers things like timeshares, travel agencies and airline...

Jul 16, 2013

What is “3d Secure” and “Verified by Visa” and do you need it?

“Verified by Visa” “Verified by Visa” is an online security application developed by Visa for purposes preventing fraudulent transactions. The application requires a card holder to protect their card with a PIN number, which would ordinarily be asked during the checkout process for authentication purposes. “Verified by Visa” is also commonly referred to as “3d Secure” simply involves the card...

Jul 11, 2013

Marketplace Fairness Act of 2013

The Marketplace Fairness Act of 2013 (MFA) was passed by the U.S. Senate on May 6, 2013 , with prediction from political observers that the Act would be passed in the House within weeks or even months. According to the White House, the tax is expected to level the field for retailers of small-business.  The tax is also expected to...

Jan 15, 2013

High Ticket & High Volume Merchant Accounts – Approved

Your Guide to High Ticket Merchant Accounts If your business regularly engages in big-ticket transactions – between $5,000 and $30,000, for example – you may find it difficult to lock in a reliable and reasonably priced high ticket merchant account. Most standard merchant account plans are not designed for high priced items, and as a result their percentage fees don’t...

Sep 05, 2012

High Volume Merchant Account from

High Volume Merchant Account A special high volume merchant account can save you thousands in fees every year and ultimately make your business more profitable – but getting one set up isn’t always straightforward. The problem can be compounded if you operate in a high risk industry or have irregular income from month to month. So how do you go...

Jul 20, 2012

High Volume Merchant Accounts made EASY provides high volume merchant account services to hundreds of business owners across the world. If you process over 250,000 USD per month in credit card payments, then you need a high volume merchant account. Why for a high volume merchant account? Knowledge: We understand the needs of a high volume merchant. We also understand how hard it can...

Feb 29, 2012

High Volume Merchant Accounts – Getting Approved

High Volume Merchant Accounts: Getting Approved Do you need a high volume merchant account of $100,000 per month or more? Many merchant providers make you jump through hoops to get approved for volumes above $100,000 per month. At we specialize in providing custom solutions for high volume merchant accounts. We help manage fraud and reduce asset liability with load...

Feb 29, 2012

High Volume Merchant Accounts using a Broker

There’s nothing more frustrating for a business owner than not being able to accept payments from their customers. Many online high volume merchants face that problem when they reach their monthly credit card processing limit. At we help high volume merchants by providing them access to our vast network of processing companies, sponsoring banks and third party payment aggregators....

Award winning.

  • 2012
  • 2013
  • 2014
  • 2015
  • 2016

Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

Live Chat