High Volume Merchant Accounts – Getting Approved

Feb 29, 2012

High Volume Merchant Accounts: Getting Approved


Do you need a high volume merchant account of $100,000 per month or more? Many merchant providers make you jump through hoops to get approved for volumes above $100,000 per month. At eMerchantBroker.com we specialize in providing custom solutions for high volume merchant accounts.

We help manage fraud and reduce asset liability with load balancing gateways, multiple merchant accounts and unique recurring billing solutions. eMerchantBroker.com has over 80 banks in it’s network that allows us to help any business find the right processing solution.

We help both retail and online businesses with high volume merchant accounts. High volume retailers can take advantage of using multiple merchant accounts and spread out your transactions automatically across the accounts, using one system. This reduces your liability because all of your funds are never tied up to one merchant account.

Many high volume online retailers, also experience a high number of charge backs. By using a load balancing gateway your transactions are spread across multiple accounts, and so are your charge backs.

Low rates are just a part of the reason to shop for a merchant account at eMerchantBroker.com, we also provide cutting edge technology and real time 24/7 support. High volumes and high average transaction sizes are no problem at eMerchantBroker.com

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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