Oct 20, 2020

Get a CBD Merchant Account Fast and Hassle-Free

Over the last few years, as CBD has grown in popularity, more and more scientists have jumped into researching the benefits of using this substance for medicinal purposes. So far, they have found that it can help treat conditions like pain, insomnia and anxiety. It has also been found to help suppress seizures by slowing down messages to the brain...

Sep 29, 2020

CBD Merchant Account & Credit Card Processing

Online sales are growing all around the globe. The majority of customers like making payments via credit cards, so you can’t do without online payment processing for your CBD business. This article is about obtaining a secure and cheap CBD merchant account to accept payments online.  Credit Card Processing for a CBD Business The risks associated with CBD businesses make...

Sep 25, 2020

A Guide to Getting the Best CBD Merchant Account

With the controversy that still follows the CBD industry around, it probably comes as little surprise that CBD products have been pushed in the high-risk category by traditional providers. Leary of the reputational risks and shaky regulations, they are simply unwilling to provide their services to CBD merchants. As a result, merchants find themselves with little to no options, and/or...

Aug 25, 2020

Payment Providers are Changing Rules: Is Your Money Safe If Payment Processing Hits Rock Bottom?

Merchants who process payments through acquirers and payment processors must worry about what would happen if payment processing faces hiccups. While losses are unlikely, the current COVID-19 recession has had negative impacts even on large financial institutions like banks and may cause panic among merchants who rely on them for various services. Payment processors are now tightening rules and making...

Jul 22, 2020

High Lead Results Lead Summit Labs To Voluntary Recall

In a company announcement, Florida-based Summit Labs voluntarily recalled its Kore Organic Watermelon CBD Oil Tincture 30 ml bottle. A random sample tested by The Florida Department of Agriculture Consumer Services found the product to contain lead at levels of 4.7 ppm. When another sample from the same batch was tested, they found only .5 ppm, which falls within the...

Jun 26, 2020

Cannabis Merchants Pivot Payment Processing to Adapt to COVID-19

So much has changed in such a short time. Just a few months ago, everything was business as usual. Today, the operations of businesses across all industries is dramatically different. As the COVID-19 pandemic has swept the nation, the daily lives of people have been altered and the workplace and business itself has shifted. Without a doubt, the pandemic has...

May 28, 2020

Establishing Your CBD Merchant Account

A CBD Merchant Account is key to staying within legal limits, offering security. What’s all the buzz about CBD oils?  You may have seen these initials scattered throughout many strip malls’ storefronts, displaying a particular green plant as their logo. Don’t worry, it’ s legal. Let’s get the 411 on this mysteriously popular product.  What Is CBD? CBD is an...

Feb 06, 2020

The Best CBD Payment Processor

It is without question that the cannabidiol (CBD) industry is one of the fastest growing markets. Everyday Americans are seeking relief for issues as varied as joint pain and as a form of skincare. The growing popularity has undoubtedly captured the attention of both natural products and specialty retailers alike, as they cash in on this miracle elixir. The Hemp...

Feb 06, 2020

CBD Payment Gateways Crucial For CBD Owners

A recently conducted study revealed that two of the “big-hitters” in the eCommerce space dominate and are highly favored by CBD site owners.  Shopify, Inc., one of the most popular e-commerce platforms and WooCommerce, the open source e-commerce plugin for WordPress, are the preferred platforms by CBD merchants at a 3:2 ratio, respectively. According to statistics published by data and...

Dec 17, 2019

The Layers of Accepting CBD Payments

Cannabidiol, or CBD as it’s commonly referred to, has seen a surge in both popularity and profitability within the last few years. Despite this, it’s still hanging in a gray area of legal limbo. Because of the ever-changing state of legality, it can be confusing to navigate the landscape of merchandising, especially because different states have different regulations for dealing...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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