Apr 26, 2019

What Are the Highest-Risk Products Being Sold Online?

When it comes to the very profitable supplement and nutraceutical market, payment facilitators need to pay attention and keep up. Though new products enter the market every day, payment facilitators must keep an eye on trends so they can mitigate risks while continuing to approve and monitor merchants. The best approach is to maintain a list risky products that have...

Apr 26, 2019

CVS and Walgreens Give Thumbs Up on CBD, Possibly Paving the Way for Others

Despite the interest in CBD, many major retailers have been num on their stance concerning the compound. That was until recently. Two of the nation’s largest pharmacies, CVS and Walgreens, announced their interest in exploring CBD. Both will begin selling hemp-derived CBD products in the total 2,300 stores owned by the two chains. Soon, they will sell a variety of...

Apr 17, 2019

Get a CBD Merchant Account Despite Uncertainty Over the Industry

On March 5th, FDA chief Scott Gottlieb signed off on his official Twitter account, setting the stage for him to formally leave the office he held since May 2017. Now, Ned Sharpless, director of the National Cancer Institute, will take the reigns as acting FDA chief until the vacancy is permanently filled. The loss of Gottlieb has left uncertainty among...

Mar 19, 2019

Get a CBD Merchant Account as States Mull Edibles Industry

The future sales of food and dietary supplement products containing CBD, which are commonly referred to as edibles, remain stalled at state and federal laws. Despite the passage of the 2018 farm bill last year, which decriminalized hemp and made it legal to cultivate the crop for certain purposes, some states have banned the sale of food, such as gummies...

Feb 14, 2019

Legalized Cannabis: Get a CBD Merchant Account

The number of states choosing to legalize marijuana is growing. After marijuana became legalized in certain places, scientists started studying the advantages and disadvantages brought about by this plant. So, if you’re interested in the effects of the drug and want to find the best CBD merchant account, just keep on reading this article. The Effects of Weed As you...

Feb 13, 2019

Legal Hemp Spells Victory for Lawmakers and CBD Oil Sellers

The adoption of a law, commonly known as the farm bill, in December 2018 legalized domestic industrial hemp, gave a much need boost to those in the struggling agriculture industry, and gave a generous hoist to Senate Majority Leader Mitch McConnell’s 2020 re-election campaign. Prior to the new law, McConnell, who proudly touts himself as a politician not a public...

Jan 03, 2019

New Farm Bill Legalizes Hemp and CBD Oil

Legalized Hemp and CBD Oil Triggers Surge in Processing The newly-adopted law, most commonly referred to as the 2018 Farm Bill, legalizes hemp, which will likely encourage more businesses that sell CBD oil and other hemp products to seek payment processing and merchant account services. Understanding the Farm Bill Until the adoption of this law in December 2018, federal law...

Oct 22, 2018

Payment Processing for Businesses That Sell CBD Oil

The cannabidiol (CBD) market is projected to grow by 700 percent by 2020, and a report by market intelligence firm, Hemp Business Journal, anticipates the market will rise to $2.1 billion by 2020. Studies show that CBD oil has many therapeutic benefits, including antioxidant and neuroprotective properties. CBD contains no tetrahydrocannabinol (THC), so it doesn’t have the same psychoactive effects...

Oct 27, 2017

How to Get a CBD Merchant Account

Cannabidiol, abbreviated as CBD, is one of at least 113 active cannabinoids identified in cannabis. CBD or cannabidiol is a compound in marijuana that offers many benefits without any high. Health experts are describing the benefits of cannabidiol as extraordinary. It’s a promising treatment for epilepsy, forms of cancer and depression, and more. The fact that CBD is manufactured from...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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