Jul 18, 2017

Bitcoin and Ethereum Experiencing Growing Pains | Digital Currencies

The world’s 2 major cryptocurrencies, Bitcoin and Ethereum, are facing growing problems. This could bring its impact on their character and play a decisive role in shaping their fundamental purpose in the upcoming years. Bitcoin, the largest digital currency at a market capitalization of $42.6 billion remains an unstable investment. Meanwhile, its users are struggling with rising fees and its...

Aug 06, 2015

Bitcoin and Adult Entertainment Make a Perfect Match on XoTika.TV

It’s been nearly 20 years since people started using credit cards to access adult content online. Before that, probably there wasn’t any adult content on the internet because the internet was just at its infancy stages. But, back on topic, as consumers continue to demand increased privacy, providers of adult content have been working extra hard to find viable options....

Mar 09, 2015

Bitcoin’s ‘Secure’ Future: Startups Exploring Bitcoin’s Data Security Potential

The value of bitcoin is beginning to expand beyond, well, bitcoin value. The mercurial online currency is based on a powerful peer-to-peer technology that is becoming recognized for it’s application and potential in other areas like information security. In recent years major retailers and even governments have struggled with data security. Bitcoin’s self-contained infrastructure offers potential in data security that...

Feb 13, 2015

Is Bitcoin Still Relevant?

Bitcoin was huge news this time last year. However, since then many types of mobile apps have hit the market, and the mobile currency has taken a backseat. Bitcoin has also lost some of its value, which does not help matters. The good side to this is that Bitcoin does not seem to be a fad, so there is hope...

Jan 14, 2015

Bitcoin Has a Growing User Base But it’s Still a Niche Market

Bitcoin’s digital currency payment is still getting traction with approximately 80,000 merchants accepting the payment worldwide. The numbers are predicted to increase throughout the years with the majority of merchants coming from e-commerce businesses. Notable sectors using Bitcoin include technology, computer, electronics, apparel retailers, food and travel services. Gone are stigmas that Bitcoins are only used for drug dealers and...

Sep 18, 2014

Lucrative Bitcoin Business Opportunity and a Bitcoin Merchant Account

A predicted soar in price of the Bitcoin by the end of the year could be a business opportunity not to miss. With a conservative estimate set to reach the $2000 mark up from its current value of around $615, it could be a business opportunity to take advantage of before it is too late. It is possible to set...

Aug 12, 2014

Bitcoin Experiencing a “Breakthrough Moment”

The Bitcoin has been experiencing exponential growth in value since its introduction in 2009 and many advocates are expecting this to continue for many more years to come. 2013 was one of the most turbulent periods for the rising digital currency with the price jumping from $40 to $72 as European investors responded to the Cyprus banking crisis. By November...

Jul 28, 2014

Collect Serious Coin with a Bitcoin Merchant Account

In 2009, Satoshi Nakamoto created open source software that changed how ecommerce works for good. Bitcoin is a digital, peer-to-peer currency that is “mined” (via a mathematical algorithm on personal computers), stored, sent, and received via e-wallets. The substantial advantages to Bitcoin for the world of e-commerce cannot be denied, however the sheer power that digital, peer-to-peer transactions have make...

Jul 22, 2014

Bitcoin Merchants on the Rise

All of us belonging to the modern age of technology and international finance know how the importance of Internet banking has grown. With it has grown the regularity of the theft of financial information.  As a bitcoin seller you know the value of these safer transactions.  It’s worth taking a look at what you are actually offering with your involvement...

Jul 15, 2014

Ten Bitcoin Merchant Websites That You Should Know About

Where can I use my Bitcoins? Like many individuals who have recently stepped into the Bitcoin community, it is quite likely that you will find yourself confronted with this question. Fortunately with the advent of the Bitcoin, the very first globally decentralized cryptocurrency, there have been quite a few high ranking merchant websites that have established their own Bitcoin Merchant...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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