Sep 30, 2019

Bitcoin Account Merchant Solutions For Your Business

Bitcoin is one of the first and most popular cryptocurrencies in the world.  It is a decentralized digital currency that does not belong to a central bank or an administrator. It can be sent from one user to another by utilizing a peer-to-peer blockchain network, all without any type of middleman. The inventor or inventors that go by the pseudonym...

Apr 09, 2019

Is Blockchain the Answer to Fraud Woes – Maybe in the Future for Some

Fraud continues to be a headache for businesses of all sizes, especially midsized and large online retailers. They saw on average a 35% in fraud during 2017, according to the recently released 2018 “True Cost of Fraud” study by LexixNexis Risk Solutions. The cost of fraud is definitely expensive for these firms – every $1 of fraud costs midsized and...

Jan 08, 2019

SEC Registration Charges Settled | ICOs to Re-Fund Investors

SEC Registration Charges Two cryptocurrency companies must return millions to investors for violating ICO federal regulations. CarrierEQ Inc. (Airfox) and Paragon Coin Inc. agreed to repay funds to their harmed investors and register tokens as securities under the Securities Exchange Act of 1934, according to the settlement they reached with the U.S. Securities and Exchange Commission (SEC). Additionally, they each...

May 02, 2018

Reduce Security Issues with Your Cryptocurrency

It would be difficult to have missed the growing interest in Bitcoin and the alternate versions of cryptocurrency that are now available. There has been a significant growth of interest in the world of crypto finances, but for the millions of new users, many are not giving much consideration to the security of their digital finances. One of the most...

Apr 24, 2018

Veterans Say Bitcoin’s Recent Drop Is No Reason to Panic

Bitcoin will mark 2018’s first quarter as its worst ever.  The world’s top cryptocurrency dropped significantly standing at $6,782.64.  While newbie’s in the financial world may panic or even choose to liquidate what’s left of their Bitcoin investments, a recent forecast by financial experts from howmuch.net indicate that the popular cryptocurrency may make an unexpected comeback. According to the financial...

Dec 18, 2017

Understanding Bitcoin and Its Benefits

The domain name “bitcoin.org” was registered on 18 August 2008. In November 2008, a link to a paper authored by Satoshi Nakamoto titled Bitcoin: A Peer-to-Peer Electronic Cash System was posted to a cryptography mailing list. Nakamoto put the Bitcoin software into implementation as open source code. It was released in January 2009. The identity of Nakamoto remains unknown. More...

Jul 31, 2017

The Crypto-Currency Cashless Future

Move over credit cards: Cryptocurrency is the future of retail Blockchain may still be in its early stages–, but if recent trends can tell us anything, it’s that this and the next few years are set to establish the technology as a dominant force in e-commerce. Essentially, a cheat-proof ledger that monitors and authenticates financial transactions, blockchain has been widely...

Jul 26, 2017

Will Bitcoin Mark the End of Traditional Payments?

Virtual currency can be characterized as a type of unregulated, digital money that is issued and sometimes controlled by its developers. It’s used and accepted among the members of a specific virtual community. The most famous virtual currency is bitcoin. Need a Bitcoin Merchant Account? Bitcoin is a public-ledger distributed virtual currency, which means anyone can see everyone else’s bitcoin...

Jul 18, 2017

Bitcoin and Ethereum Experiencing Growing Pains | Digital Currencies

The world’s 2 major cryptocurrencies, Bitcoin and Ethereum, are facing growing problems. This could bring its impact on their character and play a decisive role in shaping their fundamental purpose in the upcoming years. Bitcoin, the largest digital currency at a market capitalization of $42.6 billion remains an unstable investment. Meanwhile, its users are struggling with rising fees and its...

Aug 06, 2015

Bitcoin and Adult Entertainment Make a Perfect Match on XoTika.TV

It’s been nearly 20 years since people started using credit cards to access adult content online. Before that, probably there wasn’t any adult content on the internet because the internet was just at its infancy stages. But, back on topic, as consumers continue to demand increased privacy, providers of adult content have been working extra hard to find viable options....

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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