Apr 18, 2014

10 Important Qualities a successful ISO Agent should have

In the economy we live in today, it is not enough to be a good ISO agent. You must be exceptional. But how do you achieve this? How do you refine yourself into a much sought after agent? In their description of becoming an agent for their company, eMerchantBroker.com states the following, “Our industry is always evolving. As a result,...

Apr 15, 2014

ISO Agents Can Offer New Forecasting Tool for Merchants

“Many small business owners and managers are staying up on Sunday night, trying to figure out if they are going to meet payroll next week,” says James Good, assistant general manager of Small Business Payments Co. He maintains that at least 40% of startups fail because they don’t know how to manage working capital. A new cash-forecasting tool called the...

Jan 07, 2014

Finding the best Merchant Processor for Agents

If you are interested in becoming a merchant services agent, look no further than eMerchantBroker.com. With our easy application process, you can skip all of the red tape and start up your agent career immediately. eMerchantBroker.com agents benefit from generous residual splits, as well as free equipment bonuses to help you jump start your merchant account agent business. At eMerchantBroker.com,...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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