Jul 26, 2022

Adult Merchants Can Increase Sales With ACH Payments

The adult entertainment industry has seen dramatic growth, especially during the pandemic, as most citizens worldwide were required to stay home, self-quarantine, and practice social distancing.  This trend is anticipated to continue its growth in the coming years, giving the adult entertainment industry a favorable opportunity for further development.  However, adult industry merchants are notoriously marginalized when it comes to...

Jan 05, 2022

Adult Subscription Merchant Account

According to IBIS World, the market size of the Adult and Pornographic website industry in the US was worth $803.6 million as of 2021. It is expected to grow by 3.7% this year, increasing faster than the technology sector. The market has grown on average 12.7% per year from 2016 to 2021. Unsurprisingly, given the growth of mCommerce, the mobile...

Nov 02, 2020

How to Secure an Adult Entertainment Payment Gateway Solution

Unfortunately, when looking for credit card processing for your adult entertainment business, you may hit a snag: traditional providers may inform you repeatedly that they don’t work with the sector you’re a part of. In all honesty, the adult entertainment industry does come with reputational risk and chargeback issues traditional financial institutions do not wish to be linked to. So,...

Sep 25, 2020

How to Get High Risk Merchant Services for Your Adult Website

The adult entertainment industry is a multi-billion dollar industry, in the U.S. alone. But it does face its own unique set of challenges that can make it complicated to operate smoothly, despite consistently strong demand. For example, consider payment processing. Today, one of the most important elements of the customer experience is the payment process; it needs to be as...

Sep 24, 2020

How to Set up a Merchant Account for Your Adult Dating Business

The spread and popularity of the internet are increasing the number of social media and dating site consumers by 15% per year. Back in 2018, the global internet dating industry was valued at 3 billion USD. Other statistics show that an average online dater uses more than 200 USD per year on dating sites, so entrepreneurs must pay close attention...

Sep 24, 2020

How to Secure a Merchant Account for Your Escort Business

Adult-related businesses have long been marginalized when it comes to a merchant account and payment solutions. Many banks don’t want to process payments for escort services. Yet an escort service needs a secure merchant account to begin processing online payments. This type of business is categorized as a high risk for many reasons, and most financial institutions would rather stay...

Sep 17, 2020

Online Dating Changed Permanently Due to COVID-19

COVID-19-related shutdowns forced people to stay indoors and start meeting online more often than previously. Online daters began using video chat services Zoom and FaceTime for organizing virtual dates. The majority of online dating apps created new features such as “digital date.”  Online Dating After COVID-19: Online Dating Merchant Account A 2019 Stanford study showed that couples were more willing...

Mar 26, 2020

How to Get a Merchant Account for Your Online Dating Website

The online dating industry is huge and very profitable. Online dating site Bumble is valued at $3 billion. Match Group, which owns sites like Tinder and Match.com reported $1.7 billion in revenue in 2018 alone. Without a doubt, love is big business. Why the Online Dating Industry is High Risk Despite its profitability, however, online dating is considered high risk...

Nov 26, 2019

New-Age Payment Solutions for Adult Industry Merchants

Adult entertainment existed even before the dawn of eCommerce, but the shift to online platforms has unlocked the industry’s full potential and seen it grow to a billion-dollar venture. Not that it wasn’t profitable before, only that it operated behind the scenes and its goings-on weren’t scalable. What eCommerce did was weed out bad players, registered the sector in the...

Sep 18, 2019

Tinder Stopped Using Play Store’s In-App Payments System

The majority of e-commerce merchants that sell their products/services through apps turn to the Google Play Store and the Apple App Store. Now, Tinder has decided to bypass Google Play for in-app payments. Are you an e-commerce merchant interested in accepting money online? Do you want to know more about this topic? If yes, go on reading this post. Tinder...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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