How to Secure an Adult Entertainment Payment Gateway Solution

Nov 02, 2020

Unfortunately, when looking for credit card processing for your adult entertainment business, you may hit a snag: traditional providers may inform you repeatedly that they don’t work with the sector you’re a part of. In all honesty, the adult entertainment industry does come with reputational risk and chargeback issues traditional financial institutions do not wish to be linked to.

So, what’s next? Your business still needs credit card processing services. While organizational policy typically prohibits banks from accepting any business from your industry, there is a group of lenders that specialize in working with companies like yours. And you don’t have to worry about having your merchant account shutdown down the road, halting your revenue immediately.

Why Work with a High Risk Specialist?

The answer is to partner with a high risk specialist like EMerchantBroker. Our team specializes in merchant accounts and services for adult businesses, including adult entertainment merchant accounts and adult payment gateway. Your business can secure the merchant account it needs to safely process customer’s transactions, access a variety of secure payment gateways, enjoy efficient processing and take advantage of chargeback protection programs.

  •   No Application Fees
  •   Competitive rates
  •   No VISA/MasterCard Required
  •   Secure Payment Gateway

While some adult merchants opt to use an online payment system provider like PayPal or Square, it often ends badly. These companies do accept adult business; later on when they get to the underwriting phase (these companies wait to do underwriting until after a business starts accepting credit cards) they suddenly notify the business that they can’t work with adult merchants. All processing comes to a screeching halt and the account and money is frozen for six months.

How to Get an Adult Merchant Account?

With a high risk merchant account provider like, your adult entertainment business can complete an application online in a matter of minutes. Because they specialize with high risk businesses, you gain a partner that understands the challenges you face. They can help you secure processing in as little as 24 hours and ensure you have the tools you need to succeed.

Also, unlike working with a traditional provider and their endless documentation requirements, the application process with couldn’t be more straightforward. You simply need a few items to get started:

  • A valid, government-issued ID, such as a driver’s license
  • A bank letter or a pre-printed voided check
  • 3 months of the most recent bank statements
  • 3 months of the most recent processing statements, if applicable
  • SSN (Social Security Number) or EIN (Employer Identification Number)
  • Chargebacks must be under 2%

The Benefits of Opening an Adult Payment Gateway

eMerchantBroker works with a long list of different adult business types, including adult bookstores, adult entertainment, online lingerie, legal escort services and many others. By securing an adult payment gateway, you also gain:

  •       Low rates. As the industry’s leading high risk provider, EMB offers the most competitive rates on the market.
  •       Fast approvals. You can secure an adult payment gateway in as little as 24 hours from submitting your online application.
  •       Fraud fighting tools. Secure the tools you need to be proactive and identify good transactions while also rejecting fraudulent ones.
  •       Chargeback prevention program. Stop chargebacks before they occur, and secure assistance in fighting chargebacks you can win.
  •       High volume payment processing. Secure the processing capacity that allows you to successfully operate and grow your business.

You can be approved for an adult payment gateway in as little as 24 hours. Get the merchant services you need to safely handle and process your customers’ payments.

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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