May 19, 2020

Online Dating Merchant Accounts Need Love Too!

Dating Merchant Accounts get the side-eye from most merchant providers, but you don’t have to be slighted.  Despite the incredibly lucrative opportunities within the online dating industry, the increasingly negative reputation is what has led many payment service providers to run for the hills, avoiding this industry entirely. Where does that leave our fearless online dating merchants, determined to succeed...

Feb 19, 2016

Things Merchants Can Learn from Online Dating Sites

Online dating is one of the most successful ventures of the 21st century. Successful online dating websites have built a billion dollar industry based on connecting lonely hearts together using algorithms to search for common interests, attitudes, and beliefs. Graph databases are one of the driving forces behind this approach, as they specialize in identifying potential matches between multiple data...

Feb 12, 2015

Imaginary Friends All Grown Up: New Adult Dating Service Hits Market

For just $25 dollars a month now you too can have an imaginary girlfriend. Sure, it may be more expensive than the ‘free’ one you may (or may not) have had as a kid but it also may be cheaper than the real deal. This new adult dating service, spotted by the team eMerchantBroker, from is sure to draw...

Nov 26, 2014

The Lucrative Online Dating Business

Love is in the air… or at least online. There are tons of online dating websites, and yet consumers still seek out more. Niche sites are popular, and they can be lucrative, as well. If you are in the market for a new business venture, online dating may be it; however there may be issues when trying to find a...

Aug 12, 2014

Adult Dating In the Modern World

Dating has changed, no longer is it about courtship and dating after meeting through a mutual friend or at a social event, intended to introduce the single people into society. This has given rise to a number of different options that can allow you to meet potential life partners or even just a sexual encounter. The dating scene is allowing...

Jul 18, 2014

Want to Earn Extra Cash? – Start a Speed Dating Business

What is Speed Dating? (As if You Didn’t Know) Speed dating is a modern matchmaking event where a group of singles spend anywhere from three to eight minutes with each of a selection of possible partners, hoping to find out something in that time that will pique their interest in at least one of those persons. If this happens (and...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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