Aug 31, 2015

Despite NY AG’s Comments, Herbal Supplements Sales up by 30%; Recent Studies Show

Sales of herbal supplements have increased by at least 13% compared to the same time last year according to findings of a recent study. A report by SPINS which was released by NutraIngredients-USA shows that sales for the 52 weeks leading to July 2, 2015 were $687 million compared $610 million posted last year. The sales have shown double digit...

Jul 23, 2015

ObamaCare is Great News for Diet Clinics

For years, diet clinics have struggled. From high costs and few clients, to criticism from the medical industry, these clinics have struggled to maintain their foothold in the medical industry. While many have loved (and hated) the newly implemented Affordable Care Act, or ObamaCare, one of the biggest fan bases comes from diet clinicians. Thanks to new obesity guidelines, many...

Jun 11, 2015

The Need for Merchant Accounts in the Diet Plan and Supplement Industries

Americans are obsessed with the idea of losing weight. The number of supplements and diet plans that flood the market along with the $40 billion a year Americans spend on weight-loss products and programs proves it. Books and magazines also promise to reveal information about meal prep and workouts that will help achieve the “dream body”. Millions of Americans that...

Jun 01, 2015

Concerns Continue over Supplement Fraud

There has been a lot of controversy surrounding the supplement industry after news broke that, upon investigation, store-brand supplements at GNC, Target, Walgreens and Wal Mart do not include the ingredients they claim to contain. In fact, these supplements included potential allergens that were not listed on the packaging. Some of these supplements reported by the New York State Attorney...

Apr 23, 2015

The Vitamin Supplement Industry is Powerful

The New York Attorney General, Eric Schneiderman, recently announced an investigation into the vitamin supplement industry calling for transparency, to ensure that popular supplements actually contain what they claim. He has created a coalition that includes the attorney generals of New York, Connecticut, Indiana, and Puerto Rico. In February, Schneiderman solicited a lab to test a variety of herbal supplements...

Mar 20, 2015

Has the Latest Vitamin Supplement Scam Shaken Consumer Confidence?

The vitamin supplement industry is under fire in New York because of alleged contamination, mislabeling, and false advertising. New York Attorney General Eric Schneiderman is leading the charge against four major retailers for selling fraudulent and possibly dangerous supplements. Schneiderman states that several “medicinal herbs” were tested from Walgreens, GNC, Walmart, and Target – and they failed. This latest revelation...

Feb 13, 2015

Building Brand and Selling Vitamins and Supplements Online

Health and nutrition are consistently among the most trend-dependent industries out there. Online stores are making it easy now for nutrition and supplement small businesses to build brand and increase revenue. Setting up a new or converting an existing business to online operation has profitable potential that is hard to ignore. There are many web developer sites that make it...

Jan 30, 2015

Vitamin: The Next Online Boom

Are you searching for the next great investment that promises to grow for years to come? The vitamin supplement business is quickly becoming one of the most profitable markets in the world. In 2014, Americans spent over $60 billion on vitamins, and supplements. This year, health experts predict an increase in weight loss supplement sales instore and online.  Now is...

Dec 22, 2014

The Next Best Thing: The Vitamin Supplement Business

Are you looking for the next great investment? The vitamin supplement business is booming. Millions of people are searching for fast and effective ways to lose weight and stay in shape. Last year, Americans spent over $60 billion on weight loss programs, vitamins, and supplements. This year, health experts predict an increase in weight loss supplement sales as more and...

Oct 21, 2014

Will Apple Pay make Consumers Believe in NFC?

Apple Pay has gotten a lot of press lately. The new payment platform by Apple, allows for consumers to pay for products just by holding their phone up to a merchant terminal and clicking ok. Equipped with an intuitive interface and the ability to be used with multiple devices (Apple Pay is available on iPhone 6, iPhone 6s, and iWatch)...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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