Sep 16, 2016

What to Look for When Shopping for a Pharmacy Merchant Account

Do you own a pharmacy? A pharmaceutical firm? A website knowledgeable about all things medicinal? If so, finding a merchant account provider may be hard. This is because the industry is considered “high risk”, leaving you with a higher chance of chargebacks, higher processing fees, and subpar service. There are ways to eliminate the bad choices from your search, and...

Mar 17, 2016

Online Pharmacies Making A Revolution?

Online pharmacy businesses are developing and making a real revolution. What challenges do developing online pharmacy markets face? Developing Online Pharmacy Markets. Licensing And Certification According to Ashutosh Garg, Chairman and Managing Director at pharmacy chain Guardian Lifecare, Internet-based shopping is growing with rapid advances. There is a huge increase in sales through the Internet. Some companies find laws concerning...

Jan 14, 2016

ONLINE PHARMACY, A HIGH RISK BUSINESS?

“The biggest risk is not taking any risk” – Mark Zuckerberg Online pharmacy is a leading business on today’s eCommerce market.  According to Research and Markets, the industry will count for over $75.3 billion in 2017. The reason is that there is a growing interest in health and wellness, and the demand for dietary supplements is increasing rapidly. Online Pharmacy...

Dec 30, 2015

EMB Leading Solution for Online Pharmacies

The nutraceutical market is growing by leaps and bounds in the U.S. and around the world. A recent report by Research and Markets predicts that the market will exceed $75.3 billion in 2017. This is due to a renewed interest in health and wellness, as well as a demand for dietary supplements. Pharmaceutical companies and other retailers are becoming involved...

Nov 30, 2015

Online Pharmacies Provide Low Cost Alternatives for Consumers

Prescription drugs in America are getting out of control. And it looks like they will get even more expensive. According to PR Newswire, five of the top prescription drug plans will double insurance premiums next year. Many individuals are flocking to online pharmacies for help. Even if an individual is uninsured, purchasing online prescriptions is far less expensive than paying...

Oct 21, 2015

Clinton Criticizes Skyrocketing Pharmaceutical Costs

Hillary Clinton has made reducing out-of-pocket drug costs and stopping pharmaceutical industry abuse a staple of her campaign presidency.  A new ad is rolling through New Hampshire and Iowa that has Clinton criticizing the dramatic increase in the drug Daraprim. The ad launched right after the drug’s producer was purchased by a hedge fund manager who raised the price from...

Sep 24, 2015

EMB Provides Check Processing for Online Pharmacies

Are you the owner of an online pharmacy? Lately, online pharmacies have come under fire causing former good and consistent patients to question the legitimacy of honest and convenient online pharmacies. Consumers are now realizing that online pharmacies sell drugs much cheaper because their large clientele is served from one primary location with only a fraction of the operating costs...

Sep 11, 2015

Make Millions with Online Pharmacies

It’s no secret that medications in America are high compared to the rest of the world. As a result, many people are finding alternative ways to obtain cheaper drugs through online pharmacies. An online pharmacy is based on the Internet and is a vendor of prescription drugs. These pharmacies have become popular because they can sell drugs much cheaper due...

Jul 24, 2015

Pozen to buy Canada’s Tribute Pharmaceuticals

Pozen will buy Canada’s Tribute Pharmaceuticals for US$146 million, reports indicate. The US-based specialty drug manufacturer Pozen announced on Monday, June 8 that it has reached an agreement with the Canadian-based Tribute Pharmaceuticals in a deal that could cost Pozan about US$146 million. This is a big move for Pozen and one that is expected to further enhance the company’s...

Jun 30, 2015

New Deal for Biologics Biggest in History

An amazing new class of drugs that could treat cancer and other fatal diseases is in the midst of the biggest trade negotiations in history. The Obama administration is in talks with the pharmaceutical industry about a Trans-Pacific Partnership which would effectively give them a monopoly on pricing for over a decade. But international relief organizations believe such a deal...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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