EMB Provides Check Processing for Online Pharmacies

Sep 24, 2015

Are you the owner of an online pharmacy? Lately, online pharmacies have come under fire causing former good and consistent patients to question the legitimacy of honest and convenient online pharmacies. Consumers are now realizing that online pharmacies sell drugs much cheaper because their large clientele is served from one primary location with only a fraction of the operating costs associated with establishing a network of physical pharmacies. Unfortunately, there are just as many fraudulent online pharmacies. These pharmacies might send customers non-U.S. versions of the prescribed drug, not properly labelled bottles or blank bottles, an incorrect dosage, and even placebos.

Since many of these fraudulent pharmacies are foreign, there is little the FDA can do about them. But there are many legitimate, American and Canadian based online pharmacies that give consumers access to much cheaper drugs and can deliver them, in some cases, faster and with less hassle. In order to fight the negative representation that online pharmacies have faced, it’s very important that online pharmacies have reliable and safe online check processing services.

eMerchantBroker is one of the few merchants that provides check processing services for online pharmacies. This is a convenient way to accept check-based payments that deposit funds more quickly. With iCheck, all types of checks can be processed without the consumer being present. Checks like: personal checks, business checks, money orders, government, travelers, and even cashier’s certified checks.

iCheck comes with many convenient and time saving features like:

  • App feature that lets users take photos of checks for payment
  • Law firms can add pay now buttons to their websites, and email invoicing to speed up payments and digital signatures.
  • The check-by-phone service also allows merchants to process checks over the phone. EMB also offers paper guarantee; this means a law firm will still have the ability to accept and process paper checks without any risks.
  • Paper guarantee; this means online pharmacies can process paper checks without risk.

Now is the time to open your pharmacy merchant account. eMerchantBroker.com is the number one pharmacy merchant account provider in the nation. Our account managers are the most experienced in providing check processing services for online pharmacies.

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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