Feb 21, 2018

Alternative Option To A PayPal Merchant Account

PayPal and Stripe are tools to handle online payment processing. Are you interested in a PayPal merchant account? Maybe you need a Stripe account for your business? This article will help you figure out when it’s right to use them. Also, you’ll get to know when it’s better to go with traditional merchant account from a payment processor. Choosing a...

Nov 21, 2016

Credit Card Processing For Your eBay Store

Making credit cards payments for eBay stores is becoming more and more popular. No matter, you, as a seller, use your own merchant account credit card or take credit cards through a payment service, you must pay a fee. There are a few things to take into account before starting a store on eBay so to ensure better profits in...

Nov 21, 2016

Is PayPal The Only Option For eBay and Online Merchants?

PayPal is a strong payment system that many people across the globe rely on. Increasingly, more PayPal alternatives are appearing, enabling consumers to try a new way to pay. Different online payment service providers have different advantages. Some are cheaper or more reliable, others offer simplicity and flexibility. When it comes to eBay, PayPal has an immense presence in this...

Oct 28, 2016

Choosing A PayPal Alternative Merchant Account?

Based on recent data by one of the companies in the electronic payment services industry, global travelers are choosing alternative payment methods for travel more than ever. The survey shows that PayPal’s popularity has grown over the past 12 months. Recent Statistics In 2015, the volume of transactions totaled 14.5%, and in 2016, all transaction volumes reached 15.7%. PayPal is...

Oct 06, 2016

Top 6 Rising Online Payment Alternatives to PayPal You Should Consider

What comes to mind when you think about online payments? For many, the widely popular PayPal platform is the first thought. Why so popular? PayPal allows its users to make monetary transactions, cancelling out the need for bank transfers and checks. On top of this, the payment processing service is free. Users are simply required to have a valid PayPal...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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