Credit Card Processing For Your eBay Store

Nov 21, 2016

Making credit cards payments for eBay stores is becoming more and more popular. No matter, you, as a seller, use your own merchant account credit card or take credit cards through a payment service, you must pay a fee. There are a few things to take into account before starting a store on eBay so to ensure better profits in the future. These include:

  • Choosing a User Name – Don’t choose a name that people will find offensive. It is important to have a good user name, however, it shouldn’t postpone opening an account while you’re trying to find a perfect one.
  • Your Personal/Business Account – When it comes setting up a personal or a business account, you can start with a personal account. First, focus on establishing a business entity and getting ready to accept money. If your business is a success, consider upgrading to a business account. You can do this without losing your transaction history.
  • Setting Up a PayPal Account – You should set up a PayPal account if you want to get paid. This is the simplest option to try, however, there are a couple other payment processing options to consider if you don’t like using PayPal. You can use your personal PayPal account or open another PayPal account for your business. You cannot have both a personal and a business account. For each of these accounts, you should submit a unique bank account, email address, and credit card associated with it.

PayPal is a highly popular payment system among users. This is partially thanks to the fact that PayPal is so much connected with eBay. However, there exist other online payment system alternatives to PayPal as well, such as Amazon Payments, Google Wallet, Payoneer, Skrill, and Stripe.

Especially if you’re a high risk business, consider turning to a reputable high risk payment service provider like emerchantbroker.com. PayPal offers lots of advantages, however, it has several disadvantages concerning high risk merchant services.

EMB, the #1 high risk processor in the US that has an A+ rating with the BBB, will provide expert advice concerning credit card processing for eBay store. Consider opening a merchant account with EMB.

Take time to consider all the options available for your online business and choose the best and most secure method of making online payments.

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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