Nov 02, 2020

How to Secure an Adult Entertainment Payment Gateway Solution

Unfortunately, when looking for credit card processing for your adult entertainment business, you may hit a snag: traditional providers may inform you repeatedly that they don’t work with the sector you’re a part of. In all honesty, the adult entertainment industry does come with reputational risk and chargeback issues traditional financial institutions do not wish to be linked to. So,...

Jan 26, 2016

Credit Card Processing for the Adult Website | Adult Merchant Account

I can’t find anyone willing to offer me a merchant account and process credit cards for my adult website! Are you struggling to find a provider willing to work with you and provide the services your business needs to accept debit and credit cards? The problem for businesses in the adult industry is the categorization of being “high risk”. In...

Mar 20, 2015

Building a Profitable Adult Website is Easy

There are 124.6 million singles in the United States all looking for love. This means 124.6 million opportunities for savvy online entrepreneurs to exploit this growing market by building sophisticated, attractive, and highly customized adult dating websites. Last year, single Americans spent more than $82 billion on dating websites and mobile apps. A recent Pew report showed that 22% of...

Dec 29, 2014

Adult Dating Websites: You May Not Have the Correct Merchant Account

Adult dating websites are big business, and many are hopping onboard. While they can be lucrative, one bad transaction can easily tank your business. You need to make sure that your business is covered, and your current adult dating merchant account might not be up to task. Merchant accounts allow your company to accept plastic card payments. This is an...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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