Adult Dating Websites: You May Not Have the Correct Merchant Account

Dec 29, 2014

Adult dating websites are big business, and many are hopping onboard. While they can be lucrative, one bad transaction can easily tank your business. You need to make sure that your business is covered, and your current adult dating merchant account might not be up to task.

Merchant accounts allow your company to accept plastic card payments. This is an absolute must for those who operate online, as well as others with brick and mortar businesses. But while more and more businesses are becoming “cash only” thanks to recent breaches, this is not possible with online dating websites. You need to make sure that your merchant account provider specializes in your company. Not all specialize – or even have experience – with online dating websites, which can make it tough if any issue arises. One problem that can arise is fraudulent charges. While these may not seem common, they are in the case of adult dating websites. Experienced adult dating merchant account providers know this, and they will not dump your company because one pops up.

You need to make sure that whomever you are using is experienced, and is clear on their fraudulent charge (chargeback) policy. If not, you should search elsewhere. EMB is the #1 adult dating merchant account provider in the country. We at know that fraudulent charges can be scary and costly, but our staff is here to help you. While others may turn down your adult dating website, we fully embrace our merchants. We also offer a chargeback suite, which can help you identify fraudulent charges, as well as helping you keep chargeback fees low. Chargeback fees – the fees that accompany a fraudulent charge – can run upwards of 270% of the actual charge. This can damage even a profitable company. Whether you are an existing adult dating merchant or new to the industry, we are here to help you.

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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