Feb 13, 2015

Why Can’t Adult Merchant Processors Act Like Adults?

You may be surprised at what categories of businesses are tagged as coming under the adult services industry. A business as benign as an internet Christian dating site will fall under the adult industry category – as will any religious based dating sites. It seems incongruous that these businesses are lumped into the same category as escort services, adult toy...

Oct 22, 2014

Fed Rages Battle over Faster U.S. Payment System

The debate over a new faster infrastructure payment system is underway. The Federal Reserve Banks are holding discussions on the feasibility of a more technologically advanced national payment system. However, the Federal Reserve Board based in Washington, DC does not seem especially concerned about upgrading the current infrastructure, and some bank officials believe they will need a fair bit of...

Oct 21, 2014

Easy Adult Industry Payment Solutions with Adult Merchant Processing From EMB

There are a lot of ways to make a good income from the comfort of your own home. Technology has made creating and sustaining home businesses a reality. A few of the fastest growing businesses that can be started from your home office are in the adult industry. The adult industry involves a variety of products and services targeted towards...

Sep 18, 2014

Adult Merchant Processing For Adult Businesses

In the business world adult businesses which cater for the growing needs of the modern person has exploded. There are different business opportunities available, with the right planning and implementation it could prove to be a lucrative business opportunity. Some business ideas are: Adult dating sites Selling adult novelties Selling adult toys Providing an adult only content website Whilst these...

Aug 29, 2014

How to Start An Adult Novelty Shop Business

Starting a business from home is a great way to bring in income, being your own boss and being involved in the upbringing of your family is priceless. While there are some businesses that have some good selling prospects, one of the best markets to break into is the adult novelty business. Before you go to deep into running a...

Aug 28, 2014

Adult merchant account solutions for businesses in the Adult Industry

The adult industry has always been a big moneymaker where it is legal, and even without floundering economy it still is lucrative. While it is a huge moneymaker, it can be hard to get a system to accept plastic card payments. While is may seem like a lost cause to start an adult-based business online due to this factor, you...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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