May 09, 2017

Gun Sales Declining Nationwide?

A slowdown in the gun and ammunition sales have registered in the US since Republican Donald Trump was elected president. Gun Sales Decline According to, Federal background checks have declined each month since the elections. These don’t precisely track gun sales but can be taken as the best available proxy. In March 2017, the FBI ran 2.43 million background...

Dec 09, 2013

How to Find the Best Merchant Account Rate for Online Firearm Sales

If you are one of many online merchants selling firearms online then you will want to ensure that you are receiving the best merchant account rate for the product or products that you are selling. Here are some tips to help you find the best merchant account rate for online firearm sales. Anytime that you sell a product online and...

Nov 21, 2013

How to sell and buy a gun online

Regulations, laws, and fear have the gun purchasers and naïve individuals a bit edgy. The law abiding citizens that have every right to bear arms, are frightened by the president’s views. Lack of education causes fear and fear breeds trouble. So, if you are a business that sells guns, here are few things to do to adhere to laws and...

Sep 03, 2013

How to get an Online Firearm Merchant Account?

If you are a certified firearms dealer with a legal Federal Firearms License (FFL), chances are that you want to get your business online to meet the increasing needs of your customers or to help grow your business by providing your customers as much information as possible. Even though you are a licensed firearms dealer, many banks avoid doing business...

Mar 08, 2012

Online Firearms Merchant Account offers merchant accounts for firearm dealers holding an FFL or Federal Firearms License. We are familiar with this business type and we understand it is actually one of the lower risk business types, considering the extensive licensing and restrictions associated with getting an FFL. For some reason, many processors consider firearms sales to be a prohibited merchant type. You...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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