How to get an Online Firearm Merchant Account?

Sep 03, 2013

If you are a certified firearms dealer with a legal Federal Firearms License (FFL), chances are that you want to get your business online to meet the increasing needs of your customers or to help grow your business by providing your customers as much information as possible.

Even though you are a licensed firearms dealer, many banks avoid doing business with you because they don’t want to take the risk or they do not understand how the process of purchasing a firearm online works. Because credit card payment is the most popular payment source in online businesses, like any other ecommerce merchant, you will need to have an online merchant account for online credit card processing purposes.

Since you operate in a card-not-present environment where the customer is not required or is not present to sign the credit card receipt, acquiring banks and merchant account providers understand that you are at a higher risk for chargebacks, frauds, refunds and high loss ratios. Also, it is your merchant account provider who is on the hook for all the chargebacks and losses if you can’t or don’t deliver your product properly as per the assured quality standards. In view of the above, even if a traditional bank approves your online merchant account, their fees and rates tend to be excessive so it’s recommended that you approach a third party merchant account provider like who is experienced in handling firearms merchant accounts and offers integrated solutions that fit your company’s requirements. As a matter of fact, we believe dealing firearms is of much lesser risk than other ecommerce businesses considering the extensive licensing and restrictions associated with getting an FFL.

So how do you get an online firearm merchant account?

Many times banks shut down high risk businesses if they seem to have suspiciously high volume sales, which in turn leads to the shutting down of your online merchant account so in order to avoid that, here at we recommend you set up a high risk merchant account or an offshore merchant account that comes with huge benefits for high risk businesses. Offshore merchant accounts do not demand high initial costs and do not close accounts when they see the customers business growing so they’re an ideal way to boost your online business, making it possible for buyers to make easy online payments through credit cards.

While choosing the right processing bank to process your customer’s credit card payments can often be daunting, it is particularly challenging in your case because most ecommerce shopping carts don’t process for firearms merchants. ensures that the shopping carts tied up with us are gun dealer friendly and that they accept all major credit cards online.

So, submit your application with basic information such as a copy of your driver’s license, a copy of your FFL, 3 months of business statements, a bank letter copy and we will have your online firearm merchant account approved right away! Start making higher profits with increased sales today.

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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