Mar 28, 2016

Why Online Dating is Taking Over The Dating World | Online Dating Merchant Account

Online dating is one of the fastest growing industries in the world. According to a recent Pew Research Center study (2015) of 2,000 American adults, about 15% admit to using online dating sites and/or mobile dating apps. Millions of singles flock to dating websites every single year to find love, and young adults are at the forefront. Use of online...

Mar 17, 2016

$2 Billion Online Dating Industry Goes On Expanding

Some online dating sites target certain religious and ethnic groups. Others are developed to match couples with specific interests. Popular mass audience websites include eHarmony, Match.com, etc. Niche sites succeed by focusing on singles being in quest of something specific. Modern Online Dating Market The online dating industry has been expanding at 3.5% annually since 2008. Today, it counts for...

Jan 13, 2016

THE BUSIEST TIME OF YEAR FOR ONLINE DATING MERCHANTS

Holidays are the busiest time of year for online dating businesses. Online dating industry gets more than $1 billion revenue during this period. What Is Expected In The Online Dating Industry? As dating app Zoosk expects, the number of users will grow by 20% during the first 2 weeks after the New Year. Since the holidays, eHarmony witnessed a 21%...

Nov 09, 2015

Top Tips to Boost Online Dating Website Rankings

There are 124.6 million singles in the United States searching for love on the internet, and the numbers keep growing. Last year, singles spent over $82 billion on dating websites. A Pew report showed that one-fourth of Americans between the ages of 25 and 34, called themselves “online daters.” As the online dating market continues to blossom, innovative entrepreneurs have...

Sep 21, 2015

7 Tips to Receive More Traffic to your Dating Site

Dating websites have become big business in the recent past. More and more people are taking to online dating platforms to meet their partners or just for the heck of it. And with this has come a great opportunity for merchants to make more bucks. However, with the number of merchants offering dating services steadily increasing, a big problem has...

Jun 15, 2015

Finding the Right High Risk Merchant Account

When you start to look for services, like a merchant account, you suddenly realize the banks, who were jumping through hoops to get your business in the beginning, suddenly have little interest in you, especially, when you need services they offer. Only then might you begin to realize that your online dating business is in fact a high-risk business. You...

Mar 18, 2015

Love is in the Air! Online Dating Websites are Big Business

Valentine’s Day has passed, but many are still clamoring to find their ideal match. While some find their mates at church, at work, or at a bar, many times people turn to the internet. Online dating websites are big business, and they are a great way to get into the business world. While they can be rewarding and lucrative, there...

Feb 05, 2015

Top Russian Online Dating Merchant Hacked, Pays Reward

A press release declaring “…an award for finding a vulnerability and agreed on further cooperation in the field of data security.” may sound like a trade fair competition prize, but to the Russian online dating company Topface it was anything but. The Russian company revealed they transferred an undisclosed sum of money to a hacker in exchange for approximately 20...

Jan 23, 2015

Online Dating is Coming of Age

The days following New Year’s Eve is the busiest time of year for internet dating. In fact, the time between the New Year and Valentine’s Day is the most active online dating season of the year. Researchers believe that this spike in internet love is due to an excessive amount of downtime found only during the holiday season. According to...

Jan 14, 2015

Adult Dating in All the Cyber Spaces

The New Year is an opportunity to start over and to make sure that the coming year is better than the one before. For many Americans, this means losing weight, getting a degree, or finding true love. The online dating industry is on the rise and is ripe for innovative and insightful entrepreneurs to find more ways for adults to...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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