Jun 25, 2015

Nutraceutical Market is Fertile Ground for Investors

A new report by Research and Markets projects that the U.S. nutraceutical market will reach $75.3 billion in 2017. This major projection is justified by a growing number of consumers investing in dietary supplements and functional food and beverages. In addition, mergers and acquisitions by pharmaceutical companies and retailers is also causing the industry to swell. For entrepreneurs looking for...

Jun 01, 2015

Will New Regulations Kill the Nutraceutical Market in Canada?

The United States’ nutraceutical market has taken a major blow as inquiries led by legislators have revealed that many vitamins and nutraceutical companies are lying about what’s in their products. This industry is not regulated like most products in the U.S. The Federal Drug Administration, the entity in charge of food and drug regulation, does not have a say over...

Feb 13, 2015

Avoiding Poor Quality Nutraceuticals

The press has been talking lately about some brands of nutraceuticals that have been less than honest about their ingredients. Some brands – some major store brands, in fact – have been using fillers in their products, instead of pure compounds. While this is disheartening, it can be avoided by vetting your suppliers. While not all complications can be avoided,...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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