Mar 28, 2014

Why eMerchantBroker is the Best High Risk Merchant Account Provider

What are you looking for in a merchant service program? Do you need a better residual split and a phenomenal free equipment program? Are you looking for a company that provides bonuses and residues? Perhaps you are just looking for the best. Regardless of your situation, eMerchantBroker.com is the right choice for you. eMerchantBroker.com is changing the way business owners...

Oct 07, 2013

The Durbin Amendment for Online Business Merchant Account Members

Introduced by Senator Durbin in the Consumer Protection Act of 2010, it sparked a fight that has been ongoing now for almost three years. When one good thing happens, the other side- known as the credit card industry- seems to counteract whatever is done, and continues to send the costs right on down to the consumer. What it was supposed...

Oct 07, 2013

What is high risk credit card processing?

When you are ready to process the credit cards for your business, you will be sent looking for a merchant account through a merchant account servicer. The search won’t be hard, for the market has grown large over the last ten years or so. As quick as a blink of the eye, you can have a whole page of servicers...

Oct 07, 2013

How to Succeed With Smart High Risk Merchant Accounts

A high risk merchant account is the best account a merchant can have if you are in the high risk pool. It doesn’t necessarily mean that you are a high risk, it just means that you have three things against you. One; you are new to the merchant servicer and two; you have no credit to your history and three;...

Sep 19, 2013

Merchant Accounts for Lawyers and Legal Services

Like any business, Lawyers have monetary needs like all merchants, to collect their income as quickly and expeditiously as possible. So, it’s not a stretch to learn they use some merchant accounts to accept payments from their clients with a debit or credit transaction. What kind to use Some companies have separated their business out and made it specific for...

Aug 22, 2013

What to look for when applying for a high risk merchant account

A high risk merchant account compiles a list longer than most people would think. This list makes finding a merchant account a little daunting. Not what you think The high risk market involves more businesses than most consider. It covers the escort services, the gambling online and adult merchants. But it also covers things like timeshares, travel agencies and airline...

Aug 22, 2013

How to Get Approved for a Merchant Account

   A merchant account is rather easy to get, as long as you have a good credit history. It doesn’t matter who you are or where you are from, if your credit is bad, your struggle will be up hill. If you have towed the line and kept all the bills paid and covered everything from the past, you are...

Aug 15, 2013

Finding that good Merchant Account with bad credit

Our country as a whole runs on the plastic industry. We swipe our cards wherever we go, from our groceries to our movies. It is an inconceivable thought to run a business without some sort of card reader, and a merchant account with someone to process those sales. As long as you have a modicum of decent credit, you should...

Jul 24, 2013

How to process high speed credit card transactions

There are many different types of credit card terminals, also commonly known as point of sale transactions or credit card readers available to merchants who want to accept credit card payments. One notable type of credit card terminal is the Ethernet card terminal that uses an (Internet Protocol) IP to process debit and credit cards. This type of point of...

Jul 24, 2013

Why are online firearms merchant accounts considered high risk?

The online Gun business is one that is not understood by many, including acquiring banks. It’s this element of not being understood that this type of business finds itself being categorized as a high risk business venture. A merchant account for firearms is exactly what firearms businesses need to be able to accept payments via credit cards. With the acquisition...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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