Merchant Account Comparisons:

Feb 29, 2012 allows you to easily compare the rates and fees from multiple credit card processing providers in one place. Shop with confidence because any merchant account you choose is backed by a 100% satisfaction guarantee and you’ll never pay a cancellation fee at

We are registered agents with all the top credit card processing companies in the country including First Data, Global, TYSYS, Intuit, North American and more. We even offer high risk credit card processing solutions for hard to approve merchants.

We provide you with a customized quote with rates and fees from the top providers that meet the needs of your business. Not every credit card processing company is right for every business, our proprietary system will help identify the best processor for your business.

  • FREE Credit Card Terminals
  • FREE Wireless Terminals
  • FREE Mobile Apps & Swipers
  • FREE Activation & Shipping
  • Rates as low as 1.09% + .15

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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