May 19, 2016

Personalized Point Of Purchase Displays Mark The Future For Retail

SCOTTeVEST (SeV) Inc., a pioneering clothing company represented a major breakthrough in the industry by introducing brand new pockets over 15 years ago. The company has recently made a new announcement: it is going to make a revolution through its new Point of Purchase or PoP display. Personalized, Point of Purchase Displays   POP displays operate based on personalized videos and...

May 19, 2016

The Best Adult Dating Merchant Account

The adult dating industry is considered quite lucrative for online merchants. On the other hand, the adult sector is categorized as high risk because of high chargeback and dispute rates. In order to provide sound results for your adult business ventures, you should find a reliable and experienced payment processor to apply for a high-risk merchant account. Why EMB? Reputable...

May 19, 2016

Merchant Accounts For Painters

Both the owners of painting businesses and independent painters may work with clients who would prefer paying them via credit cards. It is highly important to look for a reputable processor in the field when choosing payment processing solutions for painting services. Find the Best Payment Processing Solutions in the Field True professionals in the field will offer you advanced...

May 19, 2016

Merchant Accounts For Contractors

Independent contractors often have difficulty finding a trustworthy payment processor. With an inconsistent stream of income, contractors may face increased risk of fund withholding. Without paying enough attention to the terms and fees related to your credit card processing, you will end up with overpaying for merchant services. Choosing the Best for Your Business Merchant accounts are a must if...

Feb 29, 2016

Retail Sales Are Helped By Techies and Tech Advances | Online Retail Merchant Account

While online sales depend solely on the ability to access the internet and navigate a webpage, brick and mortar store sales are typically more “hands on” in terms of customer coddling. Besides convenience, many choose to shop online for the ease of not having to deal with subpar employees. Employees are a shop’s front lines, and they should be kind,...

Feb 29, 2016

Mobile Marketing Merchant Accounts Can Help Businesses Big and Small

Of all the techie newness to come in 2015, apps for nearly everything were leading the way. From cosmetic “try on” apps to banking apps, and even textbooks, mobile apps are making it possible to rely on your phone or tablet for nearly everything. If you have a good eye for marketing, and are looking to enter the field, this...

Feb 29, 2016

Apple Pay Comes to Canada | Canadian Merchant Accounts

Canucks, rejoice! You can finally access Apple Pay. While the US rollout had a few glitches (i.e. repeating transactions without a way to obtain a refund) the Canadian rollout should be effortless. While consumers are clamoring for this technology, merchants have not been as hot for it. It isn’t that Apple Pay doesn’t bring in the big bucks, but rather...

Feb 19, 2016

Tips for Start-Up Attorney Firms With An Attorney Merchant Account

Start-up success is not the result of luck or genius; it can be engineered into a process that enterprising individuals can use to follow and fulfill their dreams. Now is the time for attorneys that want to strike out on their own to open law firms. Lawyers with their own firms get to select and control the types of cases...

Dec 31, 2015

Process Credit Cards and More with EMB

The CDC reports that over one-third of Americans are overweight. But a renewed interest in health and fitness has created a booming weight supplement industry. This industry is expected to gross over 40 billion dollars this year. And with tons of supplements flooding the market every day, small businesses that sell supplements are reaping larger profits than even business analysts...

Dec 31, 2015

EMB #1 Choice for Internet Marketing Firm

Today’s shopper is showing a strong preference for shopping online. This means that businesses must ensure that their products are available on this crucial medium. Consumers spend an increasing amount of time on social media networks like Instagram, Twitter, and on Facebook. These networks are now built to easily accommodate the marketing needs of small businesses who want to understand...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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