Jul 29, 2016

Faster Payment Challenges Around The World | Best Merchant Account Services

In countries that have lots of fewer players than the United States, accessibility and omnipresence are challenges indeed. Access by more players can make things easier and eliminate barriers. Moreover, it can also increase the work of those who deal with the application process and connections of the scheme. Payments System Around the World The Electronic Payments Association, NACHA, has...

Jun 23, 2016

The Basics of POS Hardware: What Does Your Business Really Need?

In general, POS hardware setups vary from one merchant to the next. One merchant will utilize big-box stores with self-service kiosks, while others choose to accept payments through their Samsung Galaxy. For the most part, businesses will try to find that happy medium by pairing point-of-sale setups with core pieces of POS equipment. Consider the follow list of POS hardware...

Jun 23, 2016

4 Banking Technology Trends that Will Change the World

How individuals conduct business and make purchases are changing every day. Merchants that want to see their businesses grow, must learn how to utilize new methods of payments technology that make purchasing quick and easy. Right now financial institutions are scrambling to find and develop payment processing technologies. Developers are innovating a variety of  technologies driven by customer needs and...

Jun 23, 2016

Merchant Accounts for Personal Trainers

In the extremely competitive fitness industry, it can be difficult for personal trainers to distinguish themselves from competitors. One great way for a personal trainer to make themselves stand out is to provide a quick and easy way clients to pay however they like. But how does a personal trainer accomplish this? Start by choosing a merchant account provider that...

Jun 07, 2016

My Collection Agency Merchant Account Was Declined Out Of Nowhere, Turns Out I’m A High Risk Business?

Merchants running a debt collection agency know their business is “risky.” Debt collection can be rather tricky, so merchants should find a reputable payment processor in the field to apply for a merchant account. Reliable Collection Agency Merchant Account To minimize the risks associated with your debt collection business, you should consider turning to a trustworthy payment processing company like...

Jun 05, 2016

How Your Business Can Become A Platform?

Future success of a businesses is increasingly be associated with platforms. Platform thinking and new technologies can help any business develop to join the platform economy. Modern Business Requirements It’s not surprising that Apple, social networks like Facebook and Twitter, sharing economy apps like Uber and Airbnb, and Salesforce as software as a service for the enterprise are currently the...

May 23, 2016

Merchant Account for Caterers

Are you in the catering business? Then you’ve noticed that most customers generally prefer to pay for catering services with credit and debit cards instead of cash. Credit cards give your customers the flexibility to pay for more elaborate and catered events, while accruing a large amount of reward points for transactions. If your catering business cannot process credit and...

May 23, 2016

How to Accept Credit Cards Online, In-Store or Anywhere

Figuring out how to accept credit cards isn’t that much complicated. All you need is finding the best and the right route between your customers’ credit card account and your bank account. How to Start? To start, you should look for the most convenient and low-cost option that will enable you to process transactions with ease. Overall, this is a...

May 23, 2016

POS Reports: Getting Beyond the Basics

Not all POS’s boast advanced reports. Merchants interested in more advanced specifics concerning POS reports can find important information in this blog post. The latest POS reports data enables merchants to use a POS to the best possible effect and grow. Merchants trying to find answers to their questions concerning modern POS and payment processing should consider turning to emerchantbroker.com....

May 19, 2016

New PIN and CHIP Services Lead to Spike in CNP Fraud

A new report called, ‘Online Payment Fraud: Key Vertical Strategies & Management 2016-2020,’ shows that online fraudulent activity trends are following those seen in Europe a few years ago. Recent PIN and CHIP services at the POS (Point of Sale) locations in the United States, have driven fraudsters from stores to the CNP (Card Not Present) space at accelerated rates....

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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