Jun 07, 2016

My Collection Agency Merchant Account Was Declined Out Of Nowhere, Turns Out I’m A High Risk Business?

Merchants running a debt collection agency know their business is “risky.” Debt collection can be rather tricky, so merchants should find a reputable payment processor in the field to apply for a merchant account. Reliable Collection Agency Merchant Account To minimize the risks associated with your debt collection business, you should consider turning to a trustworthy payment processing company like...

Jun 05, 2016

How Your Business Can Become A Platform?

Future success of a businesses is increasingly be associated with platforms. Platform thinking and new technologies can help any business develop to join the platform economy. Modern Business Requirements It’s not surprising that Apple, social networks like Facebook and Twitter, sharing economy apps like Uber and Airbnb, and Salesforce as software as a service for the enterprise are currently the...

May 23, 2016

Merchant Account for Caterers

Are you in the catering business? Then you’ve noticed that most customers generally prefer to pay for catering services with credit and debit cards instead of cash. Credit cards give your customers the flexibility to pay for more elaborate and catered events, while accruing a large amount of reward points for transactions. If your catering business cannot process credit and...

May 23, 2016

How to Accept Credit Cards Online, In-Store or Anywhere

Figuring out how to accept credit cards isn’t that much complicated. All you need is finding the best and the right route between your customers’ credit card account and your bank account. How to Start? To start, you should look for the most convenient and low-cost option that will enable you to process transactions with ease. Overall, this is a...

May 23, 2016

POS Reports: Getting Beyond the Basics

Not all POS’s boast advanced reports. Merchants interested in more advanced specifics concerning POS reports can find important information in this blog post. The latest POS reports data enables merchants to use a POS to the best possible effect and grow. Merchants trying to find answers to their questions concerning modern POS and payment processing should consider turning to emerchantbroker.com....

May 19, 2016

New PIN and CHIP Services Lead to Spike in CNP Fraud

A new report called, ‘Online Payment Fraud: Key Vertical Strategies & Management 2016-2020,’ shows that online fraudulent activity trends are following those seen in Europe a few years ago. Recent PIN and CHIP services at the POS (Point of Sale) locations in the United States, have driven fraudsters from stores to the CNP (Card Not Present) space at accelerated rates....

May 19, 2016

Personalized Point Of Purchase Displays Mark The Future For Retail

SCOTTeVEST (SeV) Inc., a pioneering clothing company represented a major breakthrough in the industry by introducing brand new pockets over 15 years ago. The company has recently made a new announcement: it is going to make a revolution through its new Point of Purchase or PoP display. Personalized, Point of Purchase Displays   POP displays operate based on personalized videos and...

May 19, 2016

The Best Adult Dating Merchant Account

The adult dating industry is considered quite lucrative for online merchants. On the other hand, the adult sector is categorized as high risk because of high chargeback and dispute rates. In order to provide sound results for your adult business ventures, you should find a reliable and experienced payment processor to apply for a high-risk merchant account. Why EMB? Reputable...

May 19, 2016

Merchant Accounts For Painters

Both the owners of painting businesses and independent painters may work with clients who would prefer paying them via credit cards. It is highly important to look for a reputable processor in the field when choosing payment processing solutions for painting services. Find the Best Payment Processing Solutions in the Field True professionals in the field will offer you advanced...

May 19, 2016

Merchant Accounts For Contractors

Independent contractors often have difficulty finding a trustworthy payment processor. With an inconsistent stream of income, contractors may face increased risk of fund withholding. Without paying enough attention to the terms and fees related to your credit card processing, you will end up with overpaying for merchant services. Choosing the Best for Your Business Merchant accounts are a must if...

Award winning.

  • 2012
  • 2013
  • 2014
  • 2015
  • 2016

Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

Live Chat