Mar 28, 2014

Why eMerchantBroker is the Best High Risk Merchant Account Provider

What are you looking for in a merchant service program? Do you need a better residual split and a phenomenal free equipment program? Are you looking for a company that provides bonuses and residues? Perhaps you are just looking for the best. Regardless of your situation, is the right choice for you. is changing the way business owners...

Oct 22, 2013

How to Obtain a Merchant Account Even with Bad Credit

Credit isn’t the only thing that merchant account servicers look at. They need to know if your business falls into their high risk pool and possibly what you will be selling. Be prepared for a lot of questions. To obtain a high risk bad credit merchant account, all you need to do is, fill out their paperwork for an application...

Oct 07, 2013

The Durbin Amendment for Online Business Merchant Account Members

Introduced by Senator Durbin in the Consumer Protection Act of 2010, it sparked a fight that has been ongoing now for almost three years. When one good thing happens, the other side- known as the credit card industry- seems to counteract whatever is done, and continues to send the costs right on down to the consumer. What it was supposed...

Oct 07, 2013

How to Succeed With Smart High Risk Merchant Accounts

A high risk merchant account is the best account a merchant can have if you are in the high risk pool. It doesn’t necessarily mean that you are a high risk, it just means that you have three things against you. One; you are new to the merchant servicer and two; you have no credit to your history and three;...

Aug 22, 2013

How to Get Approved for a Merchant Account

   A merchant account is rather easy to get, as long as you have a good credit history. It doesn’t matter who you are or where you are from, if your credit is bad, your struggle will be up hill. If you have towed the line and kept all the bills paid and covered everything from the past, you are...

Aug 07, 2013

How to get the lowest rate for a high risk merchant account

What is a high risk business: There’s a great deal to consider before setting up a business and the most fundamental aspect of planning a new business is to understand the risk your business is associated with. Numerous variables such as the industry profile, business model, products and services offered, financial stability and longevity of the type of business help...

Feb 29, 2012

Merchant Account Comparisons: allows you to easily compare the rates and fees from multiple credit card processing providers in one place. Shop with confidence because any merchant account you choose is backed by a 100% satisfaction guarantee and you’ll never pay a cancellation fee at We are registered agents with all the top credit card processing companies in the country including...

Feb 28, 2012

What is The Best Website for Merchant Accounts?

Are you shopping for a merchant account online. Are you wondering what the best website to find merchant account information is? Finding a merchant account online can be confusing. There are hundreds of merchant account companies online, how do you know which one really has the lowest rate? At we have dozens of credit card processing companies to choose...

Award winning.

  • 2012
  • 2013
  • 2014
  • 2015
  • 2016

Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

Live Chat