What is The Best Website for Merchant Accounts?

Feb 28, 2012

Are you shopping for a merchant account online. Are you wondering what the best website to find merchant account information is? Finding a merchant account online can be confusing. There are hundreds of merchant account companies online, how do you know which one really has the lowest rate?

At eMerchantBroker.com we have dozens of credit card processing companies to choose from. All of our providers have an A+ rating with the BBB. Business owners can shop with confidence knowing that all of our merchant accounts are backed by our 100% satisfaction guarantee. If you’re ever unhappy with our service, simply contact us and you’ll never pay a cancellation fee. Just switch to another provider in our network!

eMerchantBroker.com is the best website to shop for a merchant account. We even have solutions for high risk, or hard to place merchants. Credit card processing services online is made easy, just call the merchant advisers at eMerchantBroker.com

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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