Sep 25, 2020

How to Get High Risk Merchant Services for Your Adult Website

The adult entertainment industry is a multi-billion dollar industry, in the U.S. alone. But it does face its own unique set of challenges that can make it complicated to operate smoothly, despite consistently strong demand. For example, consider payment processing. Today, one of the most important elements of the customer experience is the payment process; it needs to be as...

Aug 25, 2020

Top Merchant Industries that Can Benefit from High Risk Services

An excellent idea, good entrepreneurship skills and a strong financial backing just don’t complete the equation. One must be a big risk taker to want to venture into a high-risk business. To excel at high risk payment processing, you must identify and mitigate the risk factors plaguing your specific industry. Failure to do so can mean trouble, both legally and...

Jun 25, 2020

Is My Business High Risk? How to Still Secure Credit Card Processing

Running a small business is difficult enough without being told your business is considered “high risk”. This categorization makes it incredibly challenging to operate smoothly, secure business funding and partner with a reputable, fair payment processor. Even if you are able to find a processor willing to work with you, you will be charged higher rates and receive other undesirable...

Oct 09, 2017

Tips to Improve the Security of Your Small Business

Running a business is associated with a myriad of important things, including security issues. As a small business owner, you should be on the hook for not only sales, marketing, accounting, merchandising, etc. but also for both physical and online security of your small business. Here are steps to take to improve the security of your business: Physical Security Install...

Sep 25, 2017

Is Switching Merchant Processors Difficult?

Not really, it’s easy. Most merchants endure unbearable service fees with their merchant processors for the fear that the switching process would be a hell of a task. But once you decide you’re fed up and want to make a change, here are the things you need to know: Do I have my own terminals or are they leased? Does...

Jul 01, 2016

How API Can Grow Your Business

The emergence of cloud technology has had a major impact on the point of sale industry. The latest trend shows the POS industry pushing towards centralization. This process has generally involved the integration of two or more systems. Point of sale vendors can’t possibly give merchants access to every cloud technology. It takes the collaboration of different software providers through...

May 19, 2016

The Best Adult Dating Merchant Account

The adult dating industry is considered quite lucrative for online merchants. On the other hand, the adult sector is categorized as high risk because of high chargeback and dispute rates. In order to provide sound results for your adult business ventures, you should find a reliable and experienced payment processor to apply for a high-risk merchant account. Why EMB? Reputable...

Apr 21, 2016

Secure And Profitable High Risk Merchant Services For Your Success!

Are you looking for the best possible rates and services for your high-risk business? You’ve made the right decision! EMB is the best at what it does. The Best to Choose Merchants running a high-risk business should be aware of all the risks associated with the industry and find the right payment processors. This way, you can get the best...

Dec 29, 2014

Merchants: Do You Know What Your Merchant Account Does?

All merchants know that they need a merchant account. However, many do not know if they need a high risk merchant account or a mainstream merchant account. While many companies can use a mainstream merchant account, there are industries that must employ a high risk merchant account processor. So, what is a high risk merchant account? Well, one of the...

Aug 12, 2014

Merchant Account For Your High Risk Bail Bond Business

Depending on your line of business you own, will depend if applying for a merchant account is easy. Some business is considered as high risk and this means that many merchant companies won’t offer their services. However, there are some merchant accounts that deal specifically with high-risk businesses and will accept applications and even offer a bail bond merchant account,...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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