Secure And Profitable High Risk Merchant Services For Your Success!

Apr 21, 2016

Are you looking for the best possible rates and services for your high-risk business? You’ve made the right decision! EMB is the best at what it does.

The Best to Choose

Merchants running a high-risk business should be aware of all the risks associated with the industry and find the right payment processors. This way, you can get the best for your business and succeed without major challenges.

EMB’s team of professionals have years of experience in the electronic payments industry. They have helped thousands of “risky” businesses get a domestic merchant account. EMB is a full-service provider and guarantees virtually any merchant can accept credit cards and checks electronically.

We boast an A+ rating with the Better Business Bureau (BBB) and is considered the number one high-risk payment processor in the United States. With EMB, be sure to enjoy:

  • Chargeback protection and prevention programs
  • Fast approvals in as little as 24/48 hours if not sooner
  • High-risk merchant approval with ease
  • High-volume solutions like load balancing gateways and multiple MIDS
  • iCheck check processing service to ensure quick payments
  • No setup fees for most merchants

High-Risk Merchant Accounts to Choose

EMB offers merchant accounts and payment processing services to all types of businesses. All your questions will get answers at EMB. With true dedication to customers and exceptional attention to detail, EMB is constantly improving and adding new features to its services every day.

EMB is famous for delivering highly secure, profitable and affordable high risk merchant services, including but not restricted to:

  • Advanced Check Processing such as Checks by Web, Checks by Phone, Paper Guarantee, and more
  • Cash Advance for those in need of business funding right away
  • Painless Application Processes that require only a few minutes and minimum documentation
  • Premiere iCheck Service featuring the latest instant check processing
  • Payment Gateways, including EMB’s own
  • Proven Platform that meets all your business requests and needs
  • Lowest Rates in the industry to help you start and grow successfully
  • Superior Support to assist you any time of day

EMB’s words are never left on paper. is perfect for business of all types and sizes, regardless of their credit history:

  • Airlines
  • Adult
  • Bad Credit
  • Credit Repair
  • eBooks
  • Electronics
  • Gaming
  • Nutraceutical
  • Tech Support
  • Telecom
  • Travel
  • Warranty

Let us help you get a high risk merchant account today!

Get Started

Award winning.

  • 2012
  • 2013
  • 2014
  • 2015
  • 2016

Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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