Aug 30, 2017

Starting Up Your Home-Based Adult Novelty Business

The adult toys market has grown into an unstoppable $15B industry and is projected to surpass $50 billion by 2020. Adult Merchant Account Services As one of the adult novelty business owners says, the difference between the pleasure products industry in 1976 and the pleasure products industry today is night and day. Today, adult toys are a $15 billion industry....

Aug 28, 2017

High Risk Merchant Account Services and Fees

There are several factors that might put your business in the high risk category. One of the main reasons has to do with the higher rate of chargebacks and disputes. As a high risk business, you’ll be unable to secure a standard account with the majority of acquirers, so you should look for a respectable payment processor specializing in the...

Aug 25, 2017

How to Get a Merchant Account for Your Adult Webcam Website

It’s a common knowledge that the adult industry is quite profitable and that adult website businesses are on the rise. Since adult businesses are classified as high risk, it can be rather challenging for adult business owners to get the necessary payment processing or merchant account services for their businesses. Traditional banks and most processors aren’t willing to work with...

Aug 21, 2017

How Adult Websites Are Using Merchant Accounts to Accept Bitcoin Payments

Adult brands are usually among the first to adopt innovations, which is evidenced by the quick acceptance of virtual reality, 3D video, haptic technology and even the internet. Now that blockchain and cryptocurrencies have exploded in recent years, it’s not surprising that the adult industry has already jumped on the wagon. Bitcoin, the most common cryptocurrency, is now supported by...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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