How to Get a Merchant Account for Your Adult Webcam Website

Aug 25, 2017

It’s a common knowledge that the adult industry is quite profitable and that adult website businesses are on the rise. Since adult businesses are classified as high risk, it can be rather challenging for adult business owners to get the necessary payment processing or merchant account services for their businesses. Traditional banks and most processors aren’t willing to work with adult sector businesses.

Adult Sector Businesses

Almost all of the adult filmed in the US is shot in California. The West is estimated to represent 49.0% of industry establishments in 2016. California is estimated to be home to 83.7% of the establishments in the West region. Cal. This is according to IBISWorld, a global business intelligence leader specializing in Industry Market Research and Procurement and Purchasing research reports.

Merchants involved in the adult sector are well aware of all the challenges associated with their high risk business. Because of higher chargebacks and dispute rates, it’s rather difficult for online merchants to get approved for an adult merchant account. That’s where reputable high risk payment processors like come into play.

EMB Offers the Best Adult Merchant Services

Adult merchants running a business dealing with an adult webcam, adult novelties, dating, adult toys, and adult content should consider turning to EMB to get approved for an adult merchant account without major challenges. As long as your chargeback rate is below 3%, EMB can help you get the proper credit card processing account for your business. has years of experience in the high risk field and knows all the ins and outs concerning your high risk business best of all. EMB is voted the #1 high risk payment processor in the US and boasts an A+ rating with the BBB. What is more, EMB is rated A by Card Payment Options and is named one of Inc. 500’s Fastest Growing Companies of 2016. With, you can get the best merchant account services, including the lowest possible rates, in the industry.

EMB offers:

  • A variety of payment gateways (including EMB’s own gateway)
  • Efficient processing
  • Easy application process
  • Speedy signup
  • Experienced staff
  • Real results
  • Proven platform
  • Unmatched chargeback prevention services
  • iCheck
  • Business funding

And much more. isn’t only a respectable high risk payment processor but also a reputable business funding provider. You can get your adult merchant account in as little as 48 hours.

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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