May 12, 2020

Need A High Risk Payment Solution? EMB Is The Answer.

High-Risk merchants need a reliable and reputable high risk credit card processing provider. As a new merchant, you have just discovered that your particular industry has been deemed high risk by traditional credit card processors. As a result, you are struggling to secure a traditional credit processor because they refuse to take on any client that falls into the “high-risk...

Aug 31, 2015

The Difference between EMB and Square

Merchants have a few options when it comes to setting up their merchant accounts. Gone are the days where they had to beg a bank for a piece of the action and a reasonable rate for account management. Because of advances in technology, merchants can decide between setting up a standard merchant account and using mobile processing to manage account...

Apr 22, 2015

Get Your Warranty Service Merchant Account With EMB

We at EMB are known for many types of high risk merchant accounts. One that has been in the news of late is warrant services merchant accounts. While it is not the first thing everyone thinks of when they think of a company that is “high risk”, the rise in auto recalls and manufacture errors has caused this to be...

Apr 13, 2015

EMB, the #1 Source for Your High Risk Credit Card Processing Needs

Are you looking for a safe solution to your credit card processing needs for your business? Are you concerned whether or not you will be able to find a processor that is also comfortable with your business being categorized as being “high risk”? Look no further. is the #1 source for high risk credit card processing. The problem with...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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