Need A High Risk Payment Solution? EMB Is The Answer.

May 12, 2020

High-Risk merchants need a reliable and reputable high risk credit card processing provider.

As a new merchant, you have just discovered that your particular industry has been deemed high risk by traditional credit card processors. As a result, you are struggling to secure a traditional credit processor because they refuse to take on any client that falls into the “high-risk merchant” category. 

So what do you do?

You could begin scouring the Internet in search of high risk merchant processors that are honest, providing good customer support, fair contracts, and that are actually specialists in the high risk sector.

But, here’s the reality of what you will likely encounter: 

  • Salespeople lie and mislead you about their pricing and terms of the contract.
  • Customer service is dismal to non-existent.
  • Early termination as well as other fees are outrageously high.

All of the above has happened to countless of uninformed high risk merchants and have had to suffer the immense financial consequences as a result.

In This Current Landscape, Who Can You Trust?

As many high risk merchant processors aim to target unsuspecting high risk merchants, desperate for merchant accounts, there is one high risk merchant processor that does not resort to such tactics…EMB.

EMB or is a high risk merchant account provider that specializes in “hard-to-place”, high risk businesses.  Some of the high risk industries we specialize in include:

  • Adult products
  • Credit repair companies
  • Collection Agencies
  • e-Cigarette vendors
  • Firearms dealers

…and so much more!

We provide accounts to process both debit and credit cards in retail, phone orders, mail, as well as online. Our offerings include a reliable, affordable, and safe credit card processing along with ACH processing, protected payment gateways, chargeback mitigation programs, and an integrated fraud protection. 

Tailor-made solutions for both national and international businesses are what we pride ourselves in offering as well as: instant check processing solutions, high volume payment solutions, MOTO processing, and POS solutions.

The EMB Payment Gateway Now Fully Integrated With Shopify

Have a CBD business? You’re in luck! Now that the EMB payment gateway is integrated with Shopify, CBD businesses can process payments using Square processing. 

Another great feature of the EMB Payment Gateway is that merchants can add additional payment processors and methods all in one place. A  feature called “intelligent transaction routing” can direct transactions to diverse payment processors and payment methods. More advanced features include 3D Secure Fraud protection and multi-currency conversion.

More seamless integrations await, as EMB can be fully integrated with the following, well-known platforms such as: QuickBooks, WooCommerce, Shopify, Wix, PrestaShop, Magento, OpenCart, BigCommerce, 3dCart, just to name a few!

Need Support? We Got You!

Most high risk merchant account providers use their savvy sales tactics to get you in the door and sign the contract, only to leave you abandoned when you hit troubled waters. Not so with EMB. EMB is with you start to finish.

This is how it all plays out. First, you fill out a simple and quick online application, where you can get approval within 24 hours. Upon approval, your sales representative will assist you in setting up your merchant account. 

If you are ever in need of assistance or simply have a question, we are here for you. We offer a variety of ways for you to get in touch with our team whether it’s telephone, email, and even live chat.  Our live chat and telephone support is available during normal business hours of Monday through Friday 7am to 4pm Pacific Standard Time. Anything you need, just ask!

EMB Is Reputable And Reliable

If our A+ BBB rating is any indication, EMB can be trusted for all your high risk credit processing needs. Our highly trained staff is here to answer all your questions about pricing, contracts, and other services. Give us a call to find out more!

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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