EMB, the #1 Source for Your High Risk Credit Card Processing Needs

Apr 13, 2015

Are you looking for a safe solution to your credit card processing needs for your business? Are you concerned whether or not you will be able to find a processor that is also comfortable with your business being categorized as being “high risk”? Look no further. Emerchantbroker.com is the #1 source for high risk credit card processing.

The problem with being labelled as high risk is that traditional lending sources will shy away from offering you their services; this often forces merchants to seek payment processing solutions elsewhere. Unfortunately, even if a merchant enjoys perfect credit, an A+ rating with the BBB and no customer complaints, the business can still be labelled as “high risk”.

Consistently voted the best high risk provider by industry experts, EMB has built a proven platform that can specifically meet a business’ needs. EMB not only specializes in offering “high risk” merchants high risk merchant accounts, but merchants can also obtain an explanation as to why their business has been so unfortunate to be categorized as such.

EMB’s merchant solutions are tailored to all types of businesses, including: gaming, bad credit, telecom, nutraceutical, warranty, tech support, travel, e-books, electronics, airlines and adult businesses. Along with a wide variety of services offered, EMB boasts a superiority in support. Representatives can be reached at any time of the day. They can not only help you through your questions, but they are constantly expanding to meet the needs and requests of customers.

In addition, the quick and simple application process also makes EMB the #1 processor of choice. The application process is simple, fast and hassle-free. Once your application has been accepted, examined and approved, you can expect to receive your funds quickly. The application process only takes a few minutes, and you will hear back from a representative within 24-48 hours – if not sooner!

If you are in need of high risk credit card processing, take a moment to fill out an application with EMB. It does not matter what device you apply from, platform, product or service, the application process is always quick and painless. Don’t let the label of “high risk” halt your business plans. Complete an application with EMB today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.