Feb 05, 2015

E-Cigs Predicted to Outpace Traditional Cigarettes

Photo Courtesy of TBEC Review The state of Kentucky is home to the largest population of adult smokers in the United States. But even in this bastion of cigarette smoke and nicotine, a competitor is quickly gaining ground threatening to replace traditional cigarettes in the lives of smokers. Electronic cigarettes or e-cigs, are projected to outpace the sale of combustible cigarettes...

May 27, 2014

Electronic Cigarette Business Exploding in L.A.

Electronic cigarettes are taking off across the United States. Analysts even suggest that sales of e-cigarette products could surpass tobacco sales in the next ten years.  This is no surprise as projected product sales could top $1.5 billion this year. Meanwhile this explosive growth has sent lawmakers into a frenzy to control the industry. In California, Assemblyman Roger Dickenson (D-Sacramento)...

May 27, 2014

E-Cig Shops Take Notice of AB-1500’s Impact

E-Cig and “vape” shops are all the rage, and lawmakers are taking notice. In California, they have proposed AB-1500, which easily passed the lower state house, yet stalled in the upper house. This is great for those who are looking into becoming an e-cig merchant. However, there still are issues at hand, and having the right merchant account provider will...

May 08, 2014

eMerchantBroker at Vapor World Expo in Chicago!

  We’re proud to be the #1 electronic cigarette merchant account provider and to be one of the many exhibitors featured at this years Vapor World Expo May 7th and 8th at the Donald E. Stephens Convention Center in Chicago, Illinois.  If you’re in town for this expo please make sure to visit out booth (#715) where you’ll have a chance to...

Apr 29, 2014

The Regulation of E-Cigarettes is Announced

The announcement was made on the 24th of April that the FDA would begin regulating the billion-dollar industry of e-cigarettes for the very first time. The FDA has stated that it plans to bar minors from buying the product, and it also plans to ban free samples from being passed out to consumers. According to The Smoke Free Alternatives Trade...

Apr 15, 2014

Booming E-cigarette Industry Brings on the Need for E-cigarette Merchant Accounts

E-cigarette sales are rapidly climbing. According to an article by Gabrielle Karol of Fox Business, “Wells Fargo Securities analyst Bonnie Herzog says as long as regulations don’t slow down the industry, e-cig usage could soon surpass that of conventional cigarettes.” With more and more people questioning just how bad conventional cigarettes are for you, more and more are trying out...

Apr 14, 2014

Locking in the Right Electric Cigarette Merchant Account Provider

Electronic cigarettes, or E-cigs, are all the rage. It is the perfect time to start up an e-cig business, or incorporate them into your existing business. However, due to the newness of the product and the possibility that it may be a short-lived fad, it can be hard to find a merchant account processor to help your business. One of...

Apr 04, 2014

Hollywood Up in Smoke

Hollywood directly impacts culture across the world as films and television series have a broad reach. Any new trend picked up by Hollywood can be disseminated to millions of people. And what’s the latest Hollywood trend? Electronic cigarettes. The trend has a growing number of celebrity followers and it has even manifested itself in films and popular television shows in...

Apr 02, 2014

Non-smoking Please: Attorney Generals Seek Ban

In what many are hailing a bold and courageous move, CVS Caremark made a landmark decision to ban the sale of tobacco products in its 7,600 stores. The company will cease sales by the first of October this year. Now a group of twenty-eight state attorney generals are calling for similar retailers with pharmacies to do the same. The state...

Mar 28, 2014

E-Cigarettes Taking Over the Market

The tides are changing when it comes to the tobacco growth and sales. There is an alternative to the tobacco that alternative is an electronic cigarette. This changing tide is making its mark on the tobacco economy. E-cigarettes are very different from traditional cigarettes. E-cigarettes use nicotine instead of tobacco. The e-cigarette is designed to heat up the liquid that...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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