Apr 18, 2016

Merchant Accounts For Credit Repair Payments Without Hassle

Bad credit is quite common in today’s market. Many credit repair companies have entered the marketplace. EMB, a leading payment processor in the field, specializes in providing merchant account services and high-risk merchant accounts for credit repair companies. Credit Repair Companies Payment collection is the most important part of a credit repair business. As a rule, credit repair companies are...

Mar 30, 2016

Consumers Set to Bank with Watches

Tech fans rejoice! Visa Inc. and MasterCard are in the designing phases of wearables that accept payment. Recently, the two companies announced the new venture at the Mobile World Congress in Barcelona, Spain. MasterCard will be partnering with WiseKey, a security software group whose tech is used by luxury watchmakers. Visa is expanding its Visa Ready Program, which houses a...

Feb 16, 2016

Credit Repair Merchants Slowly Adapting to Contact-Only Tech

Consumers may be able to adapt to longer checkout times caused by EMV usage, says a new Ingenico Group report. When the U.S. first rolled out new EMV standards, many predicted that consumers would not have the patience to use EMV enabled cards that required them to place cards in POS readers and wait for verification. So far this has...

Jan 13, 2016

MERCHANT ACCOUNT FOR CREDIT REPAIR SERVICES

eMerchantbroker.com is the #1 option for high-risk merchant accounts. EMB boasts superior technology and skilled professionals in the high-risk industry. Apart from the well-known ACH debit system, EMB offers a new chargeback suite to its high-risk customers. The chargeback suite is designed to help customers overcome the hurdles associated with the chargebacks in the credit repair industry. Merchant accounts for...

Nov 27, 2015

Losing Battle with Debt, Generation Y Desperately in Need of Credit Repair

Generation Y includes those born between 1981 and 1995. The majority of people know that these young people are saddled with an alarming amount of debt and low credit scores. In truth, Gen Y’s carry less debt than the national average – but that’s not necessarily a good thing. The majority of Gen Y carry “bad debts”; such as, credit...

Nov 02, 2015

EMB Number One Choice for Credit Repair Firms

The world runs on plastic. Almost anyone can receive a credit card with a large sum of credit to purchase desired items. But mismanagement of funds, unexpected bills, and emergencies can send even the most responsible of businesses into crushing debt. The last economic downturn put many people and businesses into this situation. Now more than ever, credit repair services...

Sep 24, 2015

5 Key Things Retailers Must Know About Credit Card Processing

The push to convert to EMV chip card implementation is in full swing. Despite a full EMV chip card implementation release date of October 2015, most experts believe full conversion may not happen in the U.S. until 2018. According to Nick Holland, a senior analyst for Javelin Strategy & Research, too many banks, card issuers, and retailers are behind on...

Aug 28, 2015

Major Credit Scores Gap between Generations

Generation X- ages 30 to 46- is thus far the generation that has the most amount of personal debt. A new study by Experian shows that this generation has an average of $111,121 per person. On top of that, they sport a credit score of only (718), while Baby Boomers average about $101,951 worth of debt and rock a credit...

Jul 20, 2015

Honda Pays Up Big in Credit Repair Scheme

When you think of car makers and legal trouble, you probably think of faulty airbags, faulty brakes, and faulty ignition switches. While true, Honda is now having to pay up for something less mechanical, and more financial. New York officials have levied a hefty $13.5 million dollar fine to Honda, due to their “jamming” of fake credit repair services to...

Jun 17, 2015

BBB Sends Caution in Relation to Credit Repair Scams

Scams are everywhere, and they can help bring down the public image of an entire industry. It is happening now with credit repair agencies. The Better Business Bureau (BBB) is cautioning consumers to keep a lookout for credit repair scams. While your credit score matters when it comes to buying a car, home, or even getting a job, you need...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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