Merchant Accounts For Credit Repair Payments Without Hassle

Apr 18, 2016

Bad credit is quite common in today’s market. Many credit repair companies have entered the marketplace. EMB, a leading payment processor in the field, specializes in providing merchant account services and high-risk merchant accounts for credit repair companies.

Credit Repair Companies

Payment collection is the most important part of a credit repair business. As a rule, credit repair companies are high risk and high volume. That’s why banks prefer staying away from these companies.

Traditional banks and other lenders require documented credit histories from credit repair companies. They usually refuse to help credit repair merchants open a payment processing account for their business.

No matter if you’re an experienced or new credit repair company, we can help you establish your merchant account today. Bad credit is not a problem for EMB. With EMB, you can get your startup credit repair company on track right away.

Best Services for Credit Repair Merchants

If you’re looking for an affordable and reliable credit repair merchant account, EMB is an ideal option to choose. In as little as 48 – 72 hours, your new merchant account will already be available to use.

EMB specializes in finding the right merchant account tailored to your business needs. If you need a high-volume or a chargeback- and dispute-tolerant merchant account, EMB is a perfect choice for your company.

Some of the Services Offered

EMB provides merchants of all types and sizes with unmatched payment processing solutions in the industry. Here are some of the services offered:

  • Business Funding – EMB has multiple business funding options to help you start and grow your company without difficulty
  • Chargeback Prevention and Protection – EMB offers exclusive programs to secure your business against fraud
  • Experienced Staff – EMB is built on years of experience and can help you grow successfully
  • Fast and Easy Approval – You won’t be required to submit a lot of documents or information
  • iCheck – EMB offers an advanced service to complete immediate payments from check-based transactions
  • Merchant Accounts – EMB offers merchant account to all types of businesses
  • Proven Support – EMB services a wide range of customers, and has vast knowledge to provide the necessary assistance and support
  • Real Results – EMB has helped many big and small credit repair merchants build a successful business on its platform
  • Reduced Chargebacks – Special chargeback prevention system is offered to cut down your chargebacks
  • Speedy Signup – The application process is quick and will take just a few minutes

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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