Oct 14, 2013

Been denied a Virtual Terminal by PayPal?

Not everyone gets the window dressing with PayPal. A lot of people that go after a merchant account have an uphill climb. If you are after an account that has a not-so-reputable reputation, then it makes it even harder. If by chance you are working towards a Credit Repair Merchant Account then you are going to need to go through...

Sep 03, 2013

How to get an Online Firearm Merchant Account?

If you are a certified firearms dealer with a legal Federal Firearms License (FFL), chances are that you want to get your business online to meet the increasing needs of your customers or to help grow your business by providing your customers as much information as possible. Even though you are a licensed firearms dealer, many banks avoid doing business...

Sep 03, 2013

How to get a merchant account with bad credit

We may all have our financial ups and downs from time to time, but unfortunately having too much of a bad thing can get us bad credit history. And bad credit can be a potential hindrance to almost everyone who wishes to achieve or acquire something like a bank loan or a merchant account. Although everyone deserves a second chance,...

Aug 29, 2013

What Is Credit Repair Merchant Account?

Each year the demand for credit repair services increases exponentially as millions of new customers have inaccuracies or poor credit on their credit reports, do not understand the credit reporting system and seek help to improve their credit. Credit repair services have the extensive training and knowledge to help improve the credit of their customers by giving them straightforward answers...

Aug 21, 2013

Merchant Accounts get ready for the Back to School Shopping frenzy

  Fall is coming and with the change of the weather, we prepare our kids for the upcoming school year. Registrations are complete and the lists are compiled for the parents to hunt for the best deals. From paper supplies to software, to nice clothes; the average price tag a household will pay is over six hundred dollars.  Compound that...

Aug 15, 2013

EMV is coming, are you ready?

  What is EMV? EMV is defined as: Europay, MasterCard and Visa. It is collaboration between these 3 companies to bring consumers a new card with an integrated chip designed into the card itself. Instead of the signature and the ‘swipe strip’, it will be replaced with a smart chip to tether in fraud and theft. It will bring thievery...

Jul 24, 2013

How to process high speed credit card transactions

There are many different types of credit card terminals, also commonly known as point of sale transactions or credit card readers available to merchants who want to accept credit card payments. One notable type of credit card terminal is the Ethernet card terminal that uses an (Internet Protocol) IP to process debit and credit cards. This type of point of...

Feb 28, 2012

How to Get a Free Credit Card Machine for a Small Business?

Getting a free credit card machine for your new small business is a great way to save money. Why spend hundreds of dollars to buy a new credit card machine, or worse spend thousands over time leasing a credit card machine, when you can get one for free, with the same low rates and fees as everyone else? If getting...

Feb 28, 2012

Merchant Services Comparisons – Who Has the Best Rates?

Looking to compare merchant service companies? Looking for the lowest merchant account rate? At eMerchantBroker.com you can compare the rates and fees from dozens of providers, all in one place. Credit card processing can be confusing, our merchant advisers can help you compare the rates and offers from ALL the top providers. Our 100% satisfaction guarantee allows you to shop...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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