Mar 06, 2017

How Alternative Funding Can Increase Your Business Profits

Since their inception, merchant cash advances have been considered the best option for business owners to gain quick funding when needed. They are easy to apply for and don’t demand too much information. Moreover, leading players such as eMerchantBroker offer fast approvals, with cash deposited within only a few days. That said, smart merchants have come to the realization that...

May 18, 2016

Avoid Default with EMB Small Business Funding

Whether it’s due to the economy, miscalculations, sudden hardships, or a variety of other issues, some businesses find themselves struggling to repay debts. The prospect of defaulting on your business loan can be terrifying, but there is hope. Check out a few of these strategies that you can try to save the business you’ve worked so hard to build. What...

Apr 26, 2016

Payment Options For Businesses Declared As High Risk

Businesses labeled as high risk should choose a payment processor with exceptional attention. Since high-risk businesses are associated with higher rates of chargebacks and disputes, only true professionals in the field can help merchants avoid payment transaction fraud and reduce chargebacks. Need a Reliable Merchant Account Provider? You are at the right place! EMB is voted the number one high risk...

Feb 28, 2016

So You Want to Start a Business? | 6 Tips for Your Small Business Funding Success

Starting a small business can be an overwhelming process of filtering through information and requirements. It is easy for the newly self-employed to run into all kinds of issues they didn’t know existed. In order to start off on the right foot and avoid legal, tax and financial problems, consider the following tips: Create the right legal structure One of...

Feb 16, 2016

Business Funding Tips For Merchants

“Growth is never by mere chance; it is the result of forces working together.” — James Cash Penney Merchants trying to get funding for their business should consider certain key points so to increase their chances of obtaining it. Below you can find factors that play an important role in this regard. Tips To Get Approved For Business Funding Solid...

Jun 09, 2014

High Risk Credit Card Processing Services Help Bring in the Cash for your Business

Having your business classified as high risk can be confusing and frustrating. However, there is no shame in being classified as high risk. It simply means that fraudsters take advantage of these companies more often than other companies. Because of this label, it can be hard to find a credit card process for your business. While it may seem like...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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