Payment Options For Businesses Declared As High Risk

Apr 26, 2016

Businesses labeled as high risk should choose a payment processor with exceptional attention. Since high-risk businesses are associated with higher rates of chargebacks and disputes, only true professionals in the field can help merchants avoid payment transaction fraud and reduce chargebacks.

Need a Reliable Merchant Account Provider?

You are at the right place! EMB is voted the number one high risk payment processor in the United States and boasts an A+ rating with the Better Business Bureau (BBB). EMB offers highly secure and low-cost high risk credit card processing for merchants of all types and sizes, regardless of their credit history.

The high-risk business specialists at EMB have years of experience in the electronic payments industry. They have helped thousands of high-risk merchants open a domestic merchant account and succeed. EMB’s full suite of electronic payment processing options is designed for virtually any merchant. Don’t miss this unique chance of accepting credit cards and checks electronically.

EMB Offers

  • Chargeback Prevention programs
  • Chargeback Protection programs
  • Customer-focused Attitude
  • Fast Approvals in as little 24 – 48 hours or less
  • Fast Signup
  • High-risk Merchant Approval with ease
  • High-volume Solutions like load balancing gateways and multiple MIDS
  • iCheck check processing service for quicker payments
  • Lowest Possible Rates
  • No Setup Fees for almost all merchants
  • Painless Application requiring minimum documentation
  • Proven Platform
  • Proven Support
  • True Results
  • Skilled Staff

Payment Processing for High-Risk Merchants

EMB offers merchant accounts that really count. Any type of business can apply for payment processing services with EMB. Thanks to the wide range of Business Funding and Check Processing services, Payment Gateways, POS Solutions, and a full-support platform, merchants can be sure to always get the help they require, right when they need it.

To get started, you just need a few minutes, basic information, and minimum paperwork. That’s all! As a result, you’ll be able to enjoy unmatched check and credit card processing solutions, cash advance, and multiple payment gateways, including EMB’s own.

EMB makes it easier for high-risk merchants to process payments and grow their business successfully. EMB offers Checks by Web, Checks by Phone, Paper Guarantee, and the cutting-edge iCheck for instant check processing.

If you need funding today, apply for a cash advance offered with EMB business funding. EMB has special Business Funding solutions to help you get the best for your financial needs.

Multiple payment gateways provided by EMB can be set up quickly. Additional services like Chargeback Protection and Prevention will excellently contribute to your security and safety when completing a payment transaction.

EMB’s experienced team is ready to guide you through the whole process of applying for credit card processing for your high-risk business. Choose if you’re looking for the best in the industry.

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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