High Risk Credit Card Processing Services Help Bring in the Cash for your Business

Jun 09, 2014

Having your business classified as high risk can be confusing and frustrating. However, there is no shame in being classified as high risk. It simply means that fraudsters take advantage of these companies more often than other companies. Because of this label, it can be hard to find a credit card processor for your business. While it may seem like a long road ahead in terms of finding a high-risk credit card processor, it is actually easier than you ever imagined.

While many credit card processors will turn up their noses at high-risk merchants, there are companies that specialize in high-risk credit card processing. One of these companies is eMerchantBroker.com. Their team of professionals has years of experience in the electronic payments industry and has helped thousands of high-risk merchants get a domestic merchant account. Their full suite of electronic payment processing solutions ensures they can help virtually any merchant accept credit cards and checks electronically. eMerchantBroker.com offers quick approval, sometimes you can be approved in as little as 24 hours. This is unheard of! The majority of high-risk merchants also do not have to put any money down and do not have to pay setup fees. Another plus of using eMerchantBroker.com for your high-risk credit card processing services is that all merchants have access to the latest terminals and technology. Just because your company is considered high risk does not mean that you shouldn’t have the latest technology and equipment. In addition, chargeback insurance is also offered, which is a great asset if you have a high-risk company.

Having your high-risk business turned down for a credit card processing account can be devastating, especially if you are not sure what to do next. Fear not, as there are many credit card processors who work primarily with high-risk merchants. These companies know the difficulties involved with operating a high-risk business, and the issues that may come up, such as fraudulent charges. These companies, such as eMerchanrBroker.com take on these risks head-on, without any fear.

Be sure to contact eMerchantBroker.com today for all your high-risk credit card processing needs.


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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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