Jan 08, 2019

Authorize.Net Merchant Account & Setup for Online Payments

Global payments revenues jumped to $1.9 trillion in 2017, accounting for 11% growth in the same year. In this digital age, opening a reliable merchant account is of vital importance to your company’s success. This article will help you know how to set up Authorize.Net so to start accepting payments online. Authorize.Net for Your Online Payments Payment processing makes up...

Sep 14, 2018

Online Payment Gateway Study

Are you a merchant looking for reliable and affordable merchant services, including a merchant account, for your business? Where can you find them? what does the latest study on payment gateways show? This article will tell you about all these things. What to Know About Online Payment Gateways The global payment gateways market is driven by the growth of the...

Nov 10, 2016

Interested In Other Alternatives To Your Authorize.net Merchant Account With eBay?

An Authorize.net merchant account with eBay is designed for those who are looking to accept credit card payments from buyers and need funds sent directly to their merchant credit card account. Most people making purchases on eBay will claim they use PayPal to complete a transaction online. No matter, you’re using PayPal for your personal or professional purposes, it is...

Nov 03, 2016

Looking For An Authorize.net Merchant Account?

Digital payments are on the rise. Since 2014, the use of PayPal by consumers has increased 4 percentage points making up 18% in 2016. According to Accenture Digital for Financial Services in North America, almost 73% of North American consumers prefer traditional card providers as their mobile payments provider. Then, come alternative payment options like PayPal (63%), established retail banks...

Award winning.

  • 2012
  • 2013
  • 2014
  • 2015
  • 2016

Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

Live Chat