Nov 09, 2017

What Payment Processor Will Accept My Adult Business

Securing a merchant account for your adult business, for instance a dating merchant account, is not as simple as applying with your local bank. This is because credit card processors only accept businesses that their sponsor banks permit in their underwriting instructions. Regrettably, most major banks prohibit their credit card processors from writing adult related businesses. As a result, you...

Sep 05, 2017

Adult VR Websites, VR Devices, and Adult Merchant Accounts

Virtual reality has exploded over the past years, putting the action on screens directly in front of our eyes. Global virtual reality revenues are forecast to account for $7.17 billion by the end of 2017, according to a new report by Greenlight Insights. Moreover, global VR revenues will reach $75 billion by 2021. Adult VR Websites VR adult videos are...

Sep 05, 2017

Starting an Offshore Company for Your Adult Business

There is nothing illegal about incorporating a company in an offshore financial center as long as you follow US tax rules. Many well-established companies use offshore financial centers to conduct their business efficiently, and many wealthy families often use foreign entities for estate planning purposes. Opening an Offshore Company Offshore company formation is generally much easier as compared to onshore...

Sep 13, 2016

Websites are Easing Adult Content Regulations

Those who have adult-oriented businesses know that the hunt to find a merchant account is tough. Maybe you did luck out with a reliable processor (like EMB), or maybe you have stuck with an online processor. Paetron and a few other “mainstream” businesses are now realizing that this is a lucrative industry – as well as an industry that doesn’t...

Feb 19, 2016

Things Merchants Can Learn from Online Dating Sites

Online dating is one of the most successful ventures of the 21st century. Successful online dating websites have built a billion dollar industry based on connecting lonely hearts together using algorithms to search for common interests, attitudes, and beliefs. Graph databases are one of the driving forces behind this approach, as they specialize in identifying potential matches between multiple data...

Mar 20, 2015

Building a Profitable Adult Website is Easy

There are 124.6 million singles in the United States all looking for love. This means 124.6 million opportunities for savvy online entrepreneurs to exploit this growing market by building sophisticated, attractive, and highly customized adult dating websites. Last year, single Americans spent more than $82 billion on dating websites and mobile apps. A recent Pew report showed that 22% of...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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