Dec 14, 2016

Adult Merchants Can Depend on EMB

The adult entertainment industry is under fire. Since the DVD era has ended, online adult websites have dominated the adult landscape. Consumers now have a plethora of avenues to choose from for adult entertainment. As a result, adult merchants must come up with innovative ways to please consumers while finding consistent revenue streams. Even though, adult sites have more opportunities...

Sep 18, 2014

Adult Merchant Processing For Adult Businesses

In the business world adult businesses which cater for the growing needs of the modern person has exploded. There are different business opportunities available, with the right planning and implementation it could prove to be a lucrative business opportunity. Some business ideas are: Adult dating sites Selling adult novelties Selling adult toys Providing an adult only content website Whilst these...

Aug 28, 2014

Adult merchant account solutions for businesses in the Adult Industry

The adult industry has always been a big moneymaker where it is legal, and even without floundering economy it still is lucrative. While it is a huge moneymaker, it can be hard to get a system to accept plastic card payments. While is may seem like a lost cause to start an adult-based business online due to this factor, you...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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