Dec 14, 2016

Adult Merchants Can Depend on EMB

The adult entertainment industry is under fire. Since the DVD era has ended, online adult websites have dominated the adult landscape. Consumers now have a plethora of avenues to choose from for adult entertainment. As a result, adult merchants must come up with innovative ways to please consumers while finding consistent revenue streams. Even though, adult sites have more opportunities...

Feb 24, 2016

Apparently, the Feds are not Fans of Adult Merchants | Account Processing

The Feds have seized the profitable porn and review website “The Review Board”. While the adult workers and their reviewers are livid, the Feds claim that this site was promoting prostitution. While the site and its adult workers deny this, the Feds ultimately have the say as to who and what can hot a website. While the Feds are an...

Nov 20, 2015

KEEPING YOUR ADULT BUSINESS SIMPLE

“The leader is like a merchant who invests in business and expects profit.” – Napoleon Bonaparte Special risks associated with businesses characterized as “adult” make merchants look for the right adult merchant account provider with exceptional attention. Merchants, simply know finding the best credit card payment option is crucial for your business success, service and product purchase, conversion rate, and...

Jul 21, 2015

Ashley Madison Hacked!

Earlier this week, one of the world’s most popular websites was hacked (It is reported to have more than 30 million users). It has since been reported that millions of records were stolen. In a twist of events that will leave the dating website owner truly worried, the hackers are now threatening to release the records. Ashley Madison is a...

May 26, 2015

Adult Merchants Take Note: There is now a Wearable Dating App

Apps come in all forms, but the newest craze in the US takes the cake. It is a wearable dating app, which comes directly to you on your smartphone. Of course, there are dating websites, but when someone wants to find a date quickly, or on their lunch break, or while sitting in rush hour traffic, there is no better...

Aug 29, 2014

Merchant Solutions For Adult Merchants With Bad Credit

Having facilities that allow your customers to pay for goods and services is vital. However, if you run a high risk business and you have bad credit what are the chances of getting a merchant account? It is still possible to obtain a merchant account provider in these circumstances, it will mean turning to high-risk providers, but there are plenty...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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