Dec 14, 2016

Adult Merchants Can Depend on EMB

The adult entertainment industry is under fire. Since the DVD era has ended, online adult websites have dominated the adult landscape. Consumers now have a plethora of avenues to choose from for adult entertainment. As a result, adult merchants must come up with innovative ways to please consumers while finding consistent revenue streams. Even though, adult sites have more opportunities...

Apr 14, 2015

Success in the Adult Sector Is Difficult, Not Impossible

Everyone thinks that coming up with a new revolutionary social media platform would make them the next Mark Zuckerberg, but few people realize the difficulties that such a path is laden with. There are much easier options, which although offer lesser profitability, but can turn out to be golden hens. One such business is that of adult streaming business. Being...

Apr 14, 2015

What You Need To Know About The Adult Webcam Business

When you initiate a discussion about a start-up, the initial ideas that come to mind range from tech-related start-ups, to offering several different services. However, the adult sector hardly ever comes to mind. This is because irrespective of how legitimate it is, it is not what you call a conventional line of work. But, what’s the fun in normal? What’s...

Jan 30, 2015

Sex Sells in the Digital Age

The prominence of sex toys and paraphernalia in the media is one reason that adult merchants believe has contributed to the boost in sales in the last 5 years. Popular sex toys like vibrators, lubrication, harnesses have moved sales from 65% in 2008 to 80% in 2013. Online sex shops are enjoying this increase in desire, and believe that the...

Dec 15, 2014

Is PayPal’s Hostility towards Adult Industry Workers Fair?

It is no secret that online payment processors like PayPal and WePay, are hostile towards adult content, even though PayPal began its empire associating with the very industry it now has sworn to ban. Many a sex worker and adult business has been given the ominous warning email stating that their account will be shut down and assets frozen if...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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