May 27, 2020

Securing An Online Dating Merchant Account

Online dating merchant accounts serve as a safeguard in a high risk industry. The stigmas tied to online dating is nothing new. In fact, personal ads, the forerunner to the modern-day online dating profile, are where it all started, the stigma that is.  In 1727, a woman by the name of Helen Morrison was considered a pioneer, posting the first...

May 19, 2020

How You Can Secure An Adult Dating Merchant Account

An Adult Dating Merchant Account is necessary for a secure and profitable online dating business. Online dating has dramatically changed the way singles find each other and fall in love. With the launch of the first commercially successful dating site,, it has paved the way for many more dating websites and apps, creating a multibillion dollar industry. In October...

Nov 08, 2018

Get The Best Merchant Account for Dating Services Company

Online dating sites are bigger than ever before. In an increasingly digital world, more and more people like the idea of finding their soulmate online and believe that it is possible. Success story after success story proves it. Even so, things are not as straightforward or easy for the companies that provide online dating services. Any business that falls within...

Mar 28, 2016

Why Online Dating is Taking Over The Dating World | Online Dating Merchant Account

Online dating is one of the fastest growing industries in the world. According to a recent Pew Research Center study (2015) of 2,000 American adults, about 15% admit to using online dating sites and/or mobile dating apps. Millions of singles flock to dating websites every single year to find love, and young adults are at the forefront. Use of online...

Jan 20, 2016

Dating Predicted to be Fully Digital by 2040

According to a study by masters students of the Imperial Collage of London – commissioned by eHarmony – dating could be done completely online by 2040. This means that 70 percent of couples seeking a relationship will be meeting and interacting online by 2040. Continued advances in emerging technologies will only make this easier. The study predicts that, in 25...

Dec 10, 2015


“The secret of success is to do the common thing uncommonly well.” – John D. Rockefeller Jr. When trying to get credit card processing for an adult dating business, merchants usually face difficulties. It is vitally important to choose the right payment processor in the field as adult dating businesses are considered as high risk. Adult Dating Business Adult sites...

Nov 18, 2015

Adult Dating Websites and The Payment Issues They Face

The majority of online merchants have suffered payment issues at some time during their existence. From EMV card changes to straight-out fraudulent charges, online merchants have a tough time with their payment processors. However, while all online merchants suffer this from time to time, adult dating merchants tend to have a tougher time. While these websites are popular, they have...

Oct 30, 2015

Adultery Websites Hacked Raise Security Concerns

Adult hook up sites have become a profitable industry, and entrepreneurs have made super-fortunes with niche marketing. Individuals can find websites dedicated to every type of fetish, interest or desire. This week the adultery websites, Ashley Madison and Established Men, were hacked by a group named the Impact Team. The hacker group has threatened to release the personal information of...

Aug 21, 2015

Adult Dating Websites & Apple Pay: A Hook-Up for All

Adult dating websites are all the rage, both for merchants and consumers. Commercials and internet ads are sending single guys and gals to these sites, looking for the perfect mate. While consumer use is growing, so is the money that these merchants are making. While the money is great, there are issues when it comes to processing these payments. Most...

Jul 21, 2015

Ashley Madison Hacked!

Earlier this week, one of the world’s most popular websites was hacked (It is reported to have more than 30 million users). It has since been reported that millions of records were stolen. In a twist of events that will leave the dating website owner truly worried, the hackers are now threatening to release the records. Ashley Madison is a...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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