CREDIT CARD PROCESSING FOR ADULT WEBSITES

Dec 10, 2015

“The secret of success is to do the common thing uncommonly well.” – John D. Rockefeller Jr.

When trying to get credit card processing for an adult dating business, merchants usually face difficulties. It is vitally important to choose the right payment processor in the field as adult dating businesses are considered as high risk.

Adult Dating Business

Adult sites businesses are on the rise. This is especially true of services that operate online. However, adult businesses are not limited to adult dating websites. They include other types of adult sites that are classified as high risk as well. The reason is that such businesses are associated with a high amount of fraudulent transactions.

The potential of fraud is high because most of the transactions processed online are with “card not present”, which makes this type of businesses rather risky.

It is extremely important to turn to a credit card processing provider that is highly experienced and has a clear fraudulent chargeback policy. Choose EMB, the #1 adult dating and adult website merchant account provider in the country, to protect your high-risk business. EMB knows all the nuances of your adult dating business and can help you solve all your problems.

EMB offers a chargeback suite to help you identify your fraudulent charges and keep your chargeback fees low. Chargeback fees can count for 270% of your actual charge. This is can be harmful to any company.

Adult Dating Merchant Accounts

The adult dating sector is known for its high chargeback and dispute rates. EMB is here to help you open a reliable and low-cost adult dating merchant account for your business needs.

EMB knows your business is risky. With your chargeback rate below 3%, the company can open the proper credit card processing account for your high-risk industry. Even if other processors and banks stay away from you, EMB is ready to help you with your chargebacks and disputes.

If you are looking for efficient payment processing, secure payment gateways, and a fast application process that will get your business an adult dating merchant account in as little as 48 hours, EMB is the right choice for your adult business. Keep it simple with EMB:

  • No application fees
  • Competitive rates
  • Secure payment gateway
  • No VISA/MasterCard required

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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