Get The Best Merchant Account for Dating Services Company

Nov 08, 2018

Online dating sites are bigger than ever before. In an increasingly digital world, more and more people like the idea of finding their soulmate online and believe that it is possible. Success story after success story proves it.

Even so, things are not as straightforward or easy for the companies that provide online dating services. Any business that falls within the adult sector is considered high risk. This means that most – even the world’s top processors – shy away from working with the industry. Unwilling to complete the underwriting process, these traditional processors leave online dating services without a means of processing their customers credit and debit card transactions.

Every online business relies on a merchant account. Without a way to process plastic card payments, the customer base would be virtually zero. The main reason this business type falls in the “high risk” category is due to frequent, fraudulent activity.

High risk processors offer a solution

For this reason, alternative providers like EMB have stepped up and developed a service that meets this lucrative industry’s needs. Specifically, a dating merchant account. We understand the risks of the industry and the challenges these companies face. As a high-risk specialist, we are well equipped to help with these obstacles and more than willing to do so.

EMB offers state of the art terminals, software, and security, to help ensure that your customers’ information is secure. While other merchant account processors penalize high risk merchants for chargebacks, EMB does not. Our team understands that chargebacks are a risk of being in the high-risk processing industry, and will not turn you away for it.

How to get a dating merchant account

One of the biggest advantages of working with an alternative lender is that the process is typically very straightforward and fast. The provider’s underwriting team reviews the application quickly. When you apply for a dating merchant account with, the application itself can be completed in a matter of a few minutes. Even better, dating merchant accounts are approved in as little as 24 hours. The requirements are simple:

  • A valid, government-issued ID, such as a driver’s license
  • A bank letter or a pre-printed voided check
  • 3 months of the most recent bank statements
  • 3 months of the most recent processing statements, if applicable
  • SSN (Social Security Number) or EIN (Employer Identification Number)
  • Chargebacks must be under 2%

With, our team helps you learn the ins and outs of setting up a dating merchant account. No VISA/MasterCard registration is required.

Get the Support You Need to Fight Chargebacks

You can also take advantage of our antifraud tools and chargeback protection and prevention programs. A chargeback occurs when a customer disputes a debit or credit transaction. This can grow into an even bigger problem if you wait too long to take action and dispute the chargeback. offers you the support you need to successfully fight chargebacks and protect your bottom line. has partnered with Verifi and its new Cardholder Dispute Resolution Network (CDRN) and Ethoca’s alert system to create an industry-leading alert and prevention system. Because the CDRN works with banks and card issuers, you have control over resolving credit transaction disputes. Offering alerts and the resolution network allows you to achieve the greatest rate of chargeback resolutions – with direct input in the process.

You can also expect:

  • No Application Fees
  • Competitive rates
  • No VISA/MasterCard Required
  • Secure Payment Gateway

Never miss out on an opportunity again. Our dating merchant account ensures your customers’ have a convenient payment experience with multiple payment options. Focus more on growing your business, and less on the technical details. Our team has you covered.

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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